4020 Main Street, Niagara Falls, ON

$669,000
MLS#:X14168830
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 4020 Main Street Niagara Falls ON listed at $669,000 (MLS# X14168830) - Main View
For Sale
Added:Nov 10, 2026(4 days ago)
Updated:Nov 10, 2026(4 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Chippawa. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 60 x 165 ft lot size
  • Convenient double detached garage included
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Looking for a property that offers space, versatility and income potential? This unique commercial/residential property is ideally situated along a main artery in the heart of Chippawa, offering an outstanding opportunity for business owners, investors or entrepreneurs looking to establish or expand their business.The main floor features a storefront and 1 bedroom apartment, providing excellent potential for retail, professional offices, a service-based business or further commercial use. The upper level offers a spacious, well-maintained 3-bedroom residential apartment, creating an opportunity for additional rental income or owner-occupied living.A major highlight is the impressive 30' x 25' heated garage/workshop at the rear, ideal for tradespeople, contractors, mechanics, hobbyists or businesses requiring dedicated workspace. Features include a radiant gas tube heater, 60 AMP electrical service, 12-foot ceilings, two overhead doors (9' x 9' and 9' wide), plus an attached 14.6' x 25' storage room.Set on a generous lot in a high-visibility location, this property is just steps from the Welland River (affectionately known as "The Crick"), a nearby boat launch and Chippawa's charming downtown square. With its combination of commercial space, residential accommodations and substantial workshop facilities, the possibilities are endless.Operate your business, generate rental income, live upstairs or explore the potential to expand the property's use. An exciting opportunity to invest in a versatile commercial property in one of Niagara Falls' established communities!

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Property Summary

This commercial retail located at 4020 Main Street, Niagara Falls is currently for sale and has been available for 4 days. This property is listed at $669,000 with an estimated mortgage of $2,227* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 4020 Main Street, Niagara Falls is in the Chippawa neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Chippawa, Niagara Falls.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Chippawa, Niagara Falls
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$669,000
AddedNov 10, 2026 (4 days ago)
UpdatedNov 10, 2026 (4 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameREALTY EXECUTIVES PLUS LTD, BROKERAGE

Property Details

Property Sub-TypeCommercial Retail
Lot Size60 Ă— 165 Feet
CountyNiagara
Annual Tax$4,105
Rental ItemsHWT

Parking & Garage

Parking Space4
Garage TypeDouble Detached

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Major Highway
  • Recreation/Community Centre

Property History

No historical data available for this property.

This could be the first listing for this address.

Niagara Falls Home Buyer Advisory & Market HubActive MLS® Listing in Niagara Falls, Ontario

Looking to Buy a Home in Niagara Falls?

If you are looking for a house in Niagara Falls or researching Niagara Falls real estate for sale, this commercial retail at 4020 Main Street, Niagara Falls, ON offers an exceptional opportunity to buy a home in Niagara Falls, Ontario. Whether you are a first-time Niagara Falls home buyer or comparing active Niagara Falls MLS® homes for sale, working with a dedicated Niagara Falls buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Niagara Falls Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara Falls realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Niagara Falls Buyer Budget & Costs

Estimated mortgage: $2,227*/month*. Estimated Ontario Land Transfer Tax: $9,855. First-time Niagara Falls home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Niagara Falls

Frequently Asked Questions about 4020 Main Street, Niagara Falls, ON

Q.What is the asking price for 4020 Main Street, Niagara Falls, ON ?

The current listing price for 4020 Main Street, Niagara Falls, ON in Chippawa, Niagara Falls is $669,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 4020 Main Street, Niagara Falls, ON ?

4020 Main Street, Niagara Falls, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Recreation/Community Centre.

Q.What security features are installed at 4020 Main Street, Niagara Falls, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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4020 Main Street, Niagara Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Chippawa, Niagara Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 4020 Main Street, Niagara Falls, ON L2G 6B8

Estimated Sales Range
$636,000 - $656,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$200,700 (30.0%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period30 Years
Estimated Monthly Payment$2,227Based on a loan of $468,300 over 30 years.
Purchase Price$669,000
Loan Amount$468,300
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Niagara Falls, ON

For a property listed at $669,000 in Niagara Falls, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

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Chippawa, Niagara Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chippawa, Niagara Falls.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$772,034

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Chippawa, Niagara Falls

Elementary Schools

Sacred Heart
Public8450 Oliver Street, Chippawa, Niagara Falls, Ontario, L2G 6Z2
6.0
River View
Public3300 Cattell Drive, Chippawa, Niagara Falls, Ontario, L2G 6M9
7.7
Father Hennepin
Public6032 Churchill Street, Niagara Falls, Ontario, L2G 2X1
9.9
Heximer Avenue
PublicHeximer Avenue, Niagara Falls, Ontario, L2G 4S1
9.3

Secondary Schools

No secondary schools data loaded.

Chippawa, Niagara Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$669,000

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