4020 Main Street, Niagara Falls, ON
Property Highlights
Welcome to this remarkable commercial retail located in the coveted neighborhood of 223 - Chippawa. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 3 Bathrooms
- Premium 60 x 165 ft lot size
- Convenient outside/surface garage included
- equipped with yes central cooling and highly efficient radiant heating
Description
Prime investment opportunity in the vibrant community of Chippawa! This versatile commercial/residential property offers incredible potential for investors, entrepreneurs, or those looking to live and work in one convenient location.The main floor features a 1-bedroom residential unit alongside a storefront space, giving you flexibility to generate rental income or operate your own business. The layout allows for easy conversion, just expand the commercial space or create an additional residential unit to maximize returns. Upstairs, you'll find a well-maintained 3-bedroom unit, perfect for owner occupancy or as a strong income-producing rental. At the rear of the property is an impressive 30 ft x 25 ft heated garage/workshop, equipped with: 24 ft radiant gas tube heater, 60 AMP service, 12 ft ceilings, Two overhead doors (9 ft x 9 ft and 9 ft) with an attached14.6 ft x 25 ft storage room at the back of the garage. Situated on a large lot along a high-traffic main road, this property offers excellent visibility and accessibility. Enjoy being just a short walk to the Welland River (locally known as "the Crick"), nearby boat launch, and the charming downtown square. Don't miss this rare opportunity to own a flexible, income-generating property in one of Niagara's most desirable and historic neighborhoods!
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Pricing & Value Insights
Data-driven valuation for 4020 Main Street, Niagara Falls, ON L2G 6B8
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara Falls, ON
For a property listed at $699,900 in Niagara Falls, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.