4908 Simcoe Street, Niagara Falls, ON

$489,900
MLS#:X12770696
5 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 4, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 211 - Cherrywood. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 150.12 ft lot
  • Features a separate entrance, apartment, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Full of character and timeless charm, this well-maintained 5-bedroom, two-storey home offers the warmth of an older property with thoughtful updates throughout. The main floor features a welcoming living room open to the dining area, creating a comfortable and functional layout, along with a well-sized kitchen that leads to a rear mudroom with convenient access to the backyard. Upstairs, the second level offers four bedrooms with closet space and a full bathroom, including one bedroom with direct access to a balcony-perfect for enjoying open views and fresh air. A door to the attic provides additional storage and easy access. The home sits on a generous lot with a large yard, detached garage, and ample parking on a concrete driveway. A separate entrance leads to a finished basement ideal for an in-law suite, complete with the one bedroom, full bathroom, laundry, and kitchenette. Updates include flooring and bathroom vanity (2017), front door (2017), marble entrance flooring (2017), new windows (2017), roof shingles and roof structure with 50-year shingles (2017), furnace (2017), washer and dryer (Maytag, 2017), basement kitchenette (2025), and bedroom doors (2025). A charming home offering space, flexibility, and lasting appeal.

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Property Summary

This detached home located at 4908 Simcoe Street, Niagara Falls is currently for sale and has been available on SousaSells for 159 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 4908 Simcoe Street, Niagara Falls is in the 211 - Cherrywood neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 4, 2026
Sold price information is available to members only
Listed Date2/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Aluminum Siding
BasementSeparate Entrance, Apartment, Finished
Lot Size40 × 150.12 Feet
CountyNiagara
Annual Tax$2,819.58
Legal DescriptionLT 109 PL 323 NIAGARA FALLS ; NIAGARA FALLS

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

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Location

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4908 Simcoe Street, Niagara Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4908 Simcoe Street, Niagara Falls, ON L2E 1V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Niagara Falls, ON

For a property listed at $489,900 in Niagara Falls, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 211 - Cherrywood, Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$602,267

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Mary
Public5719 Morrison Street, Niagara Falls, Ontario, L2E 2E8
8.1
Valley Way
Public5315 Valley Way, Niagara Falls, Ontario, L2E 1X4
6.5
St Patrick
Public4653 Victoria Avenue, Niagara Falls, Ontario, L2E 4B8
6.6
LaMarsh
Public4571 Drummond Road, Niagara Falls, Ontario, L2E 6C8
5.3
Cherrywood Acres
Public4635 Pettit Avenue, Niagara Falls, Ontario, L2E 6L4
6.8

Secondary Schools

Stamford
Public5775 Drummond Road, Niagara Falls, Ontario, L2G 4L2
5.3
A N Myer
Public6338 O'Neil Street, Niagara Falls, Ontario, L2J 1M7
7.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.