8190-94 Cummington Square, Niagara Falls, ON

$949,900
MLS#:X13135878
0 beds
3 baths
Commercial
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Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of 223 - Chippawa. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Premium 34 x 75.95 ft lot size
  • Convenient single detached garage included
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

First time offered. 2 Commercial street level units plus 1,200 sq.ft. residential 2 bedroom apartment on the second floor. Located in The Village of Chippawa, across from Cummington Square, home of weekend free concerts, close to most major tourist attractions. As well as Niagara River, public boat launch, walking/biking trails. Meticulously maintained over the years. The main floor units have great street exposure. The residential apartment has large living room, kitchen with washer/dryer area, family room with gas fireplace out to covered wood deck. 2 good size bedrooms and 4pc bathroom. Easement at the back of the building to single garage included. Vacation in Niagara and earn an income at the same time!

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Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusActive
Listed Date5/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size34 × 75.95 Feet
CountyNiagara
Annual Tax$3,852.56
Legal DescriptionPT J. FLETT LT (AKA LT 101) W/S CUMMINGTON SQUARE PL 251 VILLAGE OF CHIPPAWA PT 1-3, 59R8152; S/T & T/W AA60430 ; NIAGARA FALLS

Parking & Garage

Garage Spaces1
Garage TypeSingle Detached

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Greenbelt/Conservation, Public Transit

Location

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8190-94 Cummington Square, Niagara Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8190-94 Cummington Square W, Niagara Falls, ON L2G 6V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

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Interest Rate5.25%
Down Payment$69,990 (7.4%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period25 Years
Estimated Monthly Payment$5,244Based on a loan of $879,910 over 25 years.
Purchase Price$949,900
Loan Amount$879,910
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Niagara Falls, ON

For a property listed at $949,900 in Niagara Falls, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

Nearby Listings

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No current listings found in Niagara Falls.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$800,798

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Princess Margaret
Public6624 Culp Street, Niagara Falls, Ontario, L2G 2C4
8.5
Our Lady of Mount Carmel
Public6525 Carlton Avenue, Niagara Falls, Ontario, L2G 5K4
6.3
Greendale
Public5504 Montrose Road, Niagara Falls, Ontario, L2H 1K7
7.9
LaMarsh
Public4571 Drummond Road, Niagara Falls, Ontario, L2E 6C8
5.3
Cherrywood Acres
Public4635 Pettit Avenue, Niagara Falls, Ontario, L2E 6L4
6.8

Secondary Schools

Stamford
Public5775 Drummond Road, Niagara Falls, Ontario, L2G 4L2
5.3
Westlane
Public5960 Pitton Road, Niagara Falls, Ontario, L2H 1T5
6.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.