105 MARY Street, Niagara-on-the-Lake, ON

$899,900
MLS#:X12110495
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
105 MARY Street, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on May 16, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 58.4 x 110.4 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to pride in ownership and all the beauty that is Niagara-On-The-Lake here at 105 Mary Street! Situated on a beautifully manicured lot, appreciate being steps away from the Historic Downtown known as Old Town - Queen Street and the tranquility of the waters edge of Lake Ontario! This charming and inviting bungalow, boasting natural light throughout, provides a spacious layout and its own tasteful quaint design. On the main level, there are 3 generous sized bedrooms, an updated bathroom with glass shower, attractive hardwood flooring, a full eat in kitchen, and ample storage. Stepping down into the fully finished lower level, you are greeted by an open recreation room followed by a 4th bedroom, an open mudroom with a kitchenette, full laundry room, a 3 piece bath with a glass shower, and a large amount of storage in the utility room / workshop! Outdoors, the rear yard greets you as you take a seat on the well sized raised covered deck, relax and unwind while being surrounded by greenery and gorgeous landscaping, and the convenience of being able to entertain with ease. The opportunities are endless with the added pleasure of appreciating being in a highly desired location, within close proximity to all that the charm and beauty that Niagara-On-The-Lake has to provide! Enjoy the comfort of benefiting from being within walking distance to numerous trails, parks, wineries, historic landmarks, the NOTL golf club, Lake Ontario, restaurants, shopping, and much more! Come and see for yourself all that this incredibly well cared for property has to give!

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Property Summary

This detached home located at 105 MARY Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 464 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 105 MARY Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 16, 2025
Sold price information is available to members only
Listed Date4/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size58.4 × 110.4 Feet
CountyNiagara
Annual Tax$3,779
Legal DescriptionPT LT 276 TP PL 86 NIAGARA AS IN RO420114; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 105 MARY Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 105 MARY Street, Niagara-on-the-Lake, ON ?

The current listing price for 105 MARY Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $899,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 105 MARY Street, Niagara-on-the-Lake, ON ?

105 MARY Street, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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105 MARY Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 105 MARY Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $899,900 in Niagara-on-the-Lake, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.