113 Centre Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,189,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 4 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 50 x 110 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Water Meter
- equipped with central air central cooling and highly efficient heat pump heating via electric
Description
Welcome to this beautifully updated 3+1 bedroom, 4 bathroom home nestled on a private corner lot in the heart of Old Town Niagara-on-the-Lake. Thoughtfully renovated with quality upgrades throughout, this home blends timeless charm with modern comfort. A grand double-door entry welcomes you with elegant marble flooring and an abundance of natural light. Inside, soaring vaulted ceilings and three sets of garden doors create bright, inviting living spaces perfect for both everyday living and entertaining. The heart of the home is the stunning kitchen, complete with high-end appliances and a large island-ideal for family gatherings and hosting. Cozy up by one of two gas fireplaces, adding warmth and character throughout the home. The spacious upper-level bedroom offers the perfect teen retreat or private guest suite, providing flexibility for growing families.The fully finished basement expands your living space with a generous rec room, a fourth bedroom or office, and an additional full bathroom-perfect for guests or extended family. Enjoy peace of mind with an upgraded heating system featuring an efficient heat pump (2023) and high-end backup (15Kw) for those rare colder winter days. Outside, the private corner lot offers a serene setting with plenty of space to relax or entertain in a garden style yard, large trees and greenery everywhere! This move-in-ready home is a rare opportunity in one of Niagara-on-the-Lake's most sought-after neighbourhoods-just steps to shops, dining, and all the charm Old Town has to offer. Taxes as per Mpac and Niagara Region Property Tax Calculator.
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Pricing & Value Insights
Data-driven valuation for 113 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,189,000 in Niagara-on-the-Lake, the legal minimum down payment is $237,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,255 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.