12 Murray Street, Niagara-on-the-Lake, ON

$1,599,000
MLS#:X12260187
3 beds
4 baths
2000-2500 sqft
3.0 parking
Residential Freehold
12 Murray Street, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $1,599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 64.3 x 85.6 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully crafted board-and-batten home in the heart of sought-after Garrison Village, surrounded by charming walking paths and elegant neighbouring homes. Built in 2017, this residence seamlessly combines timeless elegance with modern luxury. Step inside to over 2,800 sq/ft of finished living space featuring 10-foot ceilings on the main floor, 9-foot ceilings on the second level, and a fully finished basement, a single car garage and low-maintenance luxury living. The home offers 3 spacious bedrooms, 4 well-appointed bathrooms, a loft/flex space, a dedicated home gym, and a formal dining area perfect for entertaining. The expansive kitchen is a chef's dream, boasting custom cabinetry and high-end appliances, all anchored by a generous open-concept design. The living room is centred around a cozy gas fireplace, ideal for relaxing evenings at home. Upstairs, the gorgeous primary suite is a true retreat, complete with a large walk-in closet featuring built-in cabinetry and a luxurious spa-like ensuite. The second bedroom also enjoys the privacy of its own ensuite bathroom. A versatile loft space on this level is ideal for a home office, flex room, or potential fourth bedroom. The fully finished basement offers even more functional living space, including a stylish bar area with a built-in wine rack just off the secondary living room, an additional bedroom, a full bathroom, and a dedicated gym. Outdoors, enjoy low-maintenance luxury with professionally landscaped grounds and a paved backyard patio. A charming wrap-around porch adds curb appeal and invites you to enjoy the vibrant community atmosphere. Additional features include a single-car garage and premium finishes throughout. All of this is set within walking distance to award-winning wineries, local breweries, and the best of Niagara-on-the-Lake living. This is more than a home, it's a lifestyle in one of the most desirable communities around.

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Property Summary

This detached home located at 12 Murray Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 399 days. This property is listed at $1,599,000 with an estimated mortgage of $5,322* per month. It has 3 beds, 4 bathrooms, and is 2000-2500 square feet. 12 Murray Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 18, 2025
Sold price information is available to members only
Listed Date7/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten
BasementFinished
Lot Size64.3 × 85.6 Feet
CountyNiagara
Annual Tax$7,175.86
Legal DescriptionPT BLK 9, PLAN 30M427, PT 29, 30R14642 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Sump Pump
  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 12 Murray Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 12 Murray Street, Niagara-on-the-Lake, ON ?

The current listing price for 12 Murray Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,599,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 12 Murray Street, Niagara-on-the-Lake, ON ?

12 Murray Street, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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12 Murray Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Murray Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$479,700 (30.0%)
* Minimum Canadian down payment required for this price is $319,800.
Amortization Period30 Years
Estimated Monthly Payment$5,322Based on a loan of $1,119,300 over 30 years.
Purchase Price$1,599,000
Loan Amount$1,119,300
Provincial Land Transfer Tax:$28,455
Total Estimated Closing Taxes:$28,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,599,000 in Niagara-on-the-Lake, the legal minimum down payment is $319,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $28,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $28,455.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.