132 LORETTA Drive, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on January 28, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 54.13 x 104.99 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Nestled amidst the peach tree orchids and endless vineyards of Niagara on the Lake sits this wonderful 25 year old retirement bungalow with a double car garage that has nothing left to do but get excited. Its easy to daydream enjoying the southern sun exposure of the back patio hosting great friends and cherished family over for summer barbeques. Inside this bright and airy 1456 sqft home has hardwood throughout. The gas fireplace centres the living room and the main floor has a wonderful open flow layout to keep everyone in the conversation. The den is perfect for getting lost in a book (could become a 2nd bedroom) and the primary suite has a walk in closet and 4 pc ensuite. The main floor laundry is key. Downstairs, a newly renovated rec-room ideal for game nights with the grand kids or cheering on your favorite team. Second bedroom, 3 pc bath and ample storage finish it off. Outside, the aggregate driveway is a standout and the flagstone entrance is timeless. What people love about the hamlet of Virgil is that it's close to everything. Hop on your bike to farmer's stands, cool restaurants, and happy hours at craft breweries. With the community centre right around the corner. This home offers a really fun lifestyle for your next chapter.
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Property Summary
This detached home located at 132 LORETTA Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 292 days. This property is listed at $850,000 with an estimated mortgage of $2,829* per month. It has 2 beds, 3 bathrooms, and is 1100-1500 square feet. 132 LORETTA Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
- •2 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Other
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 132 LORETTA Drive, Niagara-on-the-Lake, ON
Q.What is the asking price for 132 LORETTA Drive, Niagara-on-the-Lake, ON ?
The current listing price for 132 LORETTA Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $850,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 132 LORETTA Drive, Niagara-on-the-Lake, ON ?
132 LORETTA Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $850,000 in Niagara-on-the-Lake, the legal minimum down payment is $60,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.