1397 York Road, Niagara-on-the-Lake, ON

$1,098,000
MLS#:X12978024
2 beds
3 baths
2000-2249 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $1,098,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2249 sqft
  • Features a finished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Countertop Range
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Unit 10 at Vineyard Square, the FINAL model home release in this exclusive collection of executive townhomes in historic St. Davids. Set in the heart of Niagara-on-the-Lake wine country, this beautifully designed residence showcases exceptional craftsmanship and a seamless blend of elegance and contemporary style. Offering a thoughtfully designed layout with 2 bedrooms, 2.5 bathrooms, and a private outdoor terrace, this home delivers a refined lifestyle with both comfort and sophistication. Designed to impress, Unit 10 features elevated upgrades including a stunning waterfall kitchen island and a luxurious soaker tub, adding both visual impact and everyday indulgence. The space is further enhanced by premium appliances, quartz countertops throughout, and three gas fireplaces that create warmth and ambiance across multiple levels. A private elevator provides convenient access to all four levels, while the underground heated parking and private double car garage with direct entry ensure both comfort and security. Additional highlights include an oak staircase, large sliding doors leading to a professionally turfed backyard space, and carefully curated finishes that elevate every corner of the home. Complete with high-end inclusions such as a JennAir induction cooktop, integrated panel-ready refrigerator, and a Thermador double wall oven with speed oven combination, this residence offers a rare opportunity to own the final model home in one of Niagara's most sought-after communities.

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
2000-2249 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date4/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionBrick, Other
BasementFinished, Partial Basement
CountyNiagara
Annual Tax$6,179.63

Parking & Garage

Parking Spaces2.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Central Vacuum, Countertop Range, Wheelchair Access, Sump Pump

Security Features

Security System

Community Features

Location

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1397 York Road, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1397 York Road 10, Niagara-on-the-Lake, ON L0S 1J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$219,600 (20.0%)
* Minimum Canadian down payment required for this price is $219,600.
Amortization Period25 Years
Estimated Monthly Payment$5,235Based on a loan of $878,400 over 25 years.
Purchase Price$1,098,000
Loan Amount$878,400
Provincial Land Transfer Tax:$18,435
Total Estimated Closing Taxes:$18,435

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,098,000 in Niagara-on-the-Lake, the legal minimum down payment is $219,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,435 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,435.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,469,228

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.