14 Mills Lane, Niagara-on-the-Lake, ON

$1,149,900
MLS#:X12991118
3 beds
3 baths
1400-1599 sqft
4.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,149,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Primary Bedroom - Main Floor, Air Exchanger
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the Vintages in Niagara-on-the-Lake, a sought-after enclave in the heart of St. Davids known for its strong sense of community and seasonal gatherings, offering exceptional value through luxury, maintenance-free living. This quality-built bungalow, built in 2021, offers over 2,500 sq ft of finished living space, featuring 3 bedrooms and 3 full bathrooms, thoughtfully designed with engineered hardwood flooring, Silestone premium countertops and backsplash, a built-in speaker system, and an abundance of storage throughout. The main living and kitchen area are highlighted by impressive 11-foot ceilings, creating an open, airy feel that enhances both everyday living and entertaining. The home provides a peaceful, quiet interior-ideal for those concerned about condo living-along with efficient heating and cooling costs, an air exchanger, furnace-mounted humidifier, and an owned on-demand hot water heater. The primary ensuite features a glass walk-in shower, offering both a modern touch and ease of accessibility. Enjoy seamless indoor-outdoor living with a bright 3-season sunroom, in-ground sprinkler system, and a spacious two-car garage complete with built-in storage. Perfectly positioned, this home is just minutes from the charming shops, restaurants, and waterfront of Old Town Niagara-on-the-Lake, while also being a short drive to the everyday conveniences of Stamford Centre, offering grocery stores, major retail, and dining options. Additionally, it is within walking distance to Ravine Vineyard Estate Winery, St. Davids Golf Club, and a variety of local cafes, placing you in the heart of Niagara's wine country lifestyle. Condo fees are just $258/month and cover landscaping and winter maintenance, making this an exceptional opportunity to enjoy refined, low-maintenance living in one of Niagara's most desirable communities.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date4/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementFull, Finished
CountyNiagara
Annual Tax$5,924

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump, Primary Bedroom - Main Floor, Air Exchanger

Security Features

Alarm System

Community Features

Location

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14 Mills Lane, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 14 Mills Lane, Niagara-on-the-Lake, ON L0S 1J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$229,980 (20.0%)
* Minimum Canadian down payment required for this price is $229,980.
Amortization Period25 Years
Estimated Monthly Payment$5,482Based on a loan of $919,920 over 25 years.
Purchase Price$1,149,900
Loan Amount$919,920
Provincial Land Transfer Tax:$19,473
Total Estimated Closing Taxes:$19,473

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,149,900 in Niagara-on-the-Lake, the legal minimum down payment is $229,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,473 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,476,371

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.