15 Loretta Drive, Niagara-on-the-Lake, ON

$1,049,000
MLS#:X12428106
2 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
15 Loretta Drive, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on November 10, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,049,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 52.49 x 108.27 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your next chapter in the heart of Virgil, just minutes from historic downtown Niagara-on-the-Lake. This meticulously renovated all-brick bungalow offers 1,750 sq. ft. of stylish living with 2 bedrooms, 2 bathrooms, plus a versatile office that can easily serve as a third bedroom. Every inch of this home has been updated, blending modern finishes with timeless comfort. Step through the welcoming front entrance where vaulted 16-ft ceilings create an immediate sense of space and light. A spacious front office with large windows is ideal for working from home, hosting guests, or transforming into a third bedroom. The family room is warm and inviting, featuring updated flooring and a natural gas fireplace. Entertain with ease in the 25-ft custom eat-in kitchen, complete with Bosch built-in appliances, a gas stove, granite countertops, and an abundance of cabinetry. The open dining area provides the perfect backdrop for family meals or intimate gatherings. The primary suite boasts a generous walk-in closet and spa-inspired ensuite, while the second bedroom and main bathroom accommodate family and guests in style. A convenient laundry room with garage access adds everyday practicality .Outdoor Living Enjoy effortless indoor-outdoor living with a 20' x 10' covered patio (Lumon)ideal for barbeques, entertaining, or simply relaxing with a glass of Niagara wine. The fully fenced yard offers privacy and room to enjoy the outdoors. The massive, unfinished basement provides endless possibilities whether you envision a home theatre, gym, recreation room, or additional bedrooms. Nestled in Virgil, this home is just minutes from world-renowned wineries, golf courses, biking trails, marinas, fine dining, and boutique shopping. Its the perfect blend of small-town charm and modern convenience. Move-in ready and designed for easy living, this is a property you don't want to miss. FURNACE AND AC 2021

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Property Summary

This detached home located at 15 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 314 days. This property is listed at $1,049,000 with an estimated mortgage of $3,492* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 15 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 10, 2025
Sold price information is available to members only
Listed Date9/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull
Lot Size52.49 × 108.27 Feet
CountyNiagara
Annual Tax$5,502.69
Legal DescriptionLOT 38, PLAN 30M304 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 15 Loretta Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 15 Loretta Drive, Niagara-on-the-Lake, ON ?

The current listing price for 15 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $1,049,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 15 Loretta Drive, Niagara-on-the-Lake, ON ?

15 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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15 Loretta Drive, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Loretta Drive, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$314,700 (30.0%)
* Minimum Canadian down payment required for this price is $209,800.
Amortization Period30 Years
Estimated Monthly Payment$3,492Based on a loan of $734,300 over 30 years.
Purchase Price$1,049,000
Loan Amount$734,300
Provincial Land Transfer Tax:$17,455
Total Estimated Closing Taxes:$17,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,049,000 in Niagara-on-the-Lake, the legal minimum down payment is $209,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,455.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.