157 Loretta Drive, Niagara-on-the-Lake, ON

$849,900
MLS#:X12496678
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
157 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
⚠️

Property no longer active

This property was sold on February 17, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55.31 x 105.15 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Wine country is calling - Welcome to 157 Loretta Drive! This 3+1 bedroom bungalow with loft exudes classic Niagara-on-the-Lake charm at every turn. Set in a gorgeous neighbourhood tucked away from the busy tourist areas, this property lets you enjoy all NOTL has to offer without being in the middle of the action at all times. Step inside to find a foyer filled with natural light, gleaming hardwood floors and a fabulous open concept layout. Just off the foyer is a large bedroom with a vaulted ceiling that could also be a perfect office space. The kitchen offers plenty of workspace as well as gorgeous maple cabinets and a large dining area beside. The home's living room features a gas fireplace and is the perfect place to relax. The primary bedroom suite is well outfitted with 2 closets (1 walk-in) and a private 4 piece ensuite bathroom. Also on the main floor is the laundry room (with access to the garage) and another full 4 piece bathroom. The loft level offers another large bedroom (or studio!) that is also filled with beautiful natural light. The home's finished basement includes a huge Rec room with another gas fireplace, the 4th bedroom (with walk-in closet), a 3 piece bathroom and a massive storage room that would also make a great workshop. Backyard amenities include a spacious covered porch, beautiful mature trees that provide excellent privacy and the right amount of lush green lawn.Parking for 6 vehicles on site between the large concrete driveway and attached 2 car garage. Only a short walk from wonderful Virigil Amenities and minutes to Old Town by car. Whether you're enjoying Niagara's best wine, catching a show at the Shaw or simply strolling through the historic town of NOTL, 157 Loretta Drive is the perfect place to call home at the end of an adventurous day!

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Property Summary

This detached home located at 157 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 280 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 157 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 17, 2026
Sold price information is available to members only
Listed Date10/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionStucco (Plaster)
BasementPartially Finished
Lot Size55.31 × 105.15 Feet
CountyNiagara
Annual Tax$5,861.9
Legal DescriptionLOT 18, PLAN 30M317, NIAGARA ON THE LAKE

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 157 Loretta Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 157 Loretta Drive, Niagara-on-the-Lake, ON ?

The current listing price for 157 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $849,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 157 Loretta Drive, Niagara-on-the-Lake, ON ?

157 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungaloft) featuring a Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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157 Loretta Drive, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 157 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $849,900 in Niagara-on-the-Lake, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.