16 MILLS Lane, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,079,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1600-1799 sqft
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 16 Mills Lane, a beautifully appointed bungalow townhome in the highly desirable St. Davids community of Niagara-on-the-Lake. Offering over 2,700 square feet of finished living space, this home is ideal for families, downsizers, or those seeking low maintenance living without compromising on style or comfort. Designed with both function and elegance in mind, the main level features an open-concept layout with a bright living room, and a modern kitchen complete with quartz countertops, quality finishes, and ample workspace for everyday living and entertaining. Two spacious bedrooms and two well-appointed bathrooms provide comfortable main floor living, including a primary suite with its own private ensuite and walk-in-closet. The fully finished lower level extends the living space with a generous recreation area and additional bedroom, perfect for visitors or multi-generational living. Step outside to enjoy a covered patio off the living room, creating a seamless indoor-outdoor experience ideal for relaxing or hosting. Located in the heart of wine country, close to vineyards, dining, and all that Niagara-on-the-Lake has to offer, this home presents an exceptional opportunity to enjoy a refined and carefree lifestyle in one of the region's most sought-after communities. THE VENDOR IS OPEN TO A FLEXIBLE CLOSING, WITH THE OPTION OF A LONG CLOSING PERIOD OF UP TO SIX MONTHS. ADDITIONALLY, THE SELLER IS WILLING TO LEASE BACK THE PROPERTY FROM THE PURCHASER FOR A TERM OF UP TO TWO YEARS.
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Pricing & Value Insights
Data-driven valuation for 16 MILLS Lane, Niagara-on-the-Lake, ON L0S 1J1
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,079,900 in Niagara-on-the-Lake, the legal minimum down payment is $215,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,073 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.