179 Niagara Street, Niagara-on-the-Lake, ON

$975,000
MLS#:X13104692
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $975,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 85.29 x 108.31 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming, sytlishly updated, Niagara-on- the-Lake dream home! Nestled among vineyards with idyllic sunset views. Just minutes from downtown Niagara-on-the-Lake town centre. Enter through the classic vestibule or the sunroom side entry and bask in all the light pouring in. Spacious and cheerful with a lovely floor plan offering an abundance of living space. The sunroom is a place to read, relax and reflect! Beautifully refinished original wood floors. Kitchen with quartz countertops, stainless steel appliances with a seated island overlooks a pristine dining room where entertaining is both elegant and casual. Family room is a large and cozy hang out with French Doors leading to a deck overlooking the big beautiful yard! Upper level features two well-appointed bedrooms with dormers and a 4 pce bath. Lower level features a bedroom, laundry area and unfinished storage area. The long driveway leads to a two storey barn-style garage that gets oo's and ahh's. Versatile upper loft is a great art escape or hobby area and the main level is a clean workshop/garage with hydro. A unique opportunity to own a property with character and warmth. Make this your forever home, your weekend home and explore all the possibilities.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartially Finished
Lot Size85.29 × 108.31 Feet
CountyNiagara
Annual Tax$4,609
Legal DescriptionPT LT 124 RCP 692 NIAGARA PT 1, 30R6800; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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179 Niagara Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 179 Niagara Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$72,500 (7.4%)
* Minimum Canadian down payment required for this price is $72,500.
Amortization Period25 Years
Estimated Monthly Payment$5,378Based on a loan of $902,500 over 25 years.
Purchase Price$975,000
Loan Amount$902,500
Provincial Land Transfer Tax:$15,975
Total Estimated Closing Taxes:$15,975

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $975,000 in Niagara-on-the-Lake, the legal minimum down payment is $72,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,975 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,470,461

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.