2 COTTAGE Street, Niagara-on-the-Lake, ON

$2,275,000
MLS#:X9414340
4 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
2 COTTAGE Street, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on December 3, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $2,275,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 70 x 105.03 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Air Exchanger, Central Vacuum
  • equipped with central air central cooling and highly efficient unknown heating via gas

Description

Professionally landscaped and beautifully presented, 2 Cottage Street features soaring ceilings, flawless millwork, premium finishes and a conscientious layout. The main level of this inviting home offers an open-concept Chef's kitchen and dining area that adjoins an elegant family room with floor to ceiling fireplace. Premium appliances, teak accents and breakfast bar are complemented by gleaming custom tile and upgraded designer lighting. The expansive dining area adjoins a deck and patio for entertaining, complimented by landscape lighting and a sprinkler system for low-maintenance living. A front facing office with soaring ceilings, and custom herringbone hardwoods offers a nod to contemporary design; Lastly, a spectacular Principal suite with adjoining spa-like bath and walk-in closets, main floor laundry and direct access to the 2 car garage complete the main level. The upper-level loft is comprised of an additional luxurious bedroom suite, full bath, a walk-in linen closet across from the bathroom and open concept living area that overlooks the main floor. The lower level of the home offers endless space for guests and entertaining, with an additional 2 bedrooms. A luxurious bath with custom tile, built-in benches and custom window treatments throughout. Whether you require a dedicated fitness room or hobby space, 2 Cottage is thoughtfully designed to include the option; 1 bedroom is currently being used as a gym. An additional fireplace adds warmth and elegance to the lower-level family room and provides a seamless sense of sophistication to the space. Custom built-in 2019 by DeHaan, one of Niagara's premiere homebuilders, this meticulous home offers the very best in comfort and style for the discerning Buyer. With notable upgrades at every turn, and over 3500 square feet of finished living space, 2 Cottage represents the very best of modern amenity and sophisticated style in the heart of Old Town Niagara-on-the-Lake.

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Property Summary

This detached home located at 2 COTTAGE Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 714 days. This property is listed at $2,275,000 with an estimated mortgage of $7,573* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 2 COTTAGE Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 3, 2024
Sold price information is available to members only
Listed Date8/22/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Stucco (Plaster)
BasementFinished, Full
Lot Size70 × 105.03 Feet
CountyNiagara
Annual Tax$11,118.74
Legal DescriptionPART LT 17 RCP 692 NIAGARA, BEING PART 2 ON REFERENCE PLAN 30R14493 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeUnknown
CoolingCentral Air

Features

Property Features

  • Golf
  • Fenced Yard

Interior Features

  • Sump Pump
  • Air Exchanger
  • Central Vacuum

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 2 COTTAGE Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 2 COTTAGE Street, Niagara-on-the-Lake, ON ?

The current listing price for 2 COTTAGE Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $2,275,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 2 COTTAGE Street, Niagara-on-the-Lake, ON ?

2 COTTAGE Street, Niagara-on-the-Lake, ON is a Detached (1 1/2 Storey) featuring a Finished, Full basement.

Q.What key property features does 2 COTTAGE Street, Niagara-on-the-Lake, ON offer?

Key property features include: Golf, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Air Exchanger, Central Vacuum.

Q.What security features are installed at 2 COTTAGE Street, Niagara-on-the-Lake, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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2 COTTAGE Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2 COTTAGE Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$682,500 (30.0%)
* Minimum Canadian down payment required for this price is $455,000.
Amortization Period30 Years
Estimated Monthly Payment$7,573Based on a loan of $1,592,500 over 30 years.
Purchase Price$2,275,000
Loan Amount$1,592,500
Provincial Land Transfer Tax:$43,350
Total Estimated Closing Taxes:$43,350

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $2,275,000 in Niagara-on-the-Lake, the legal minimum down payment is $455,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $43,350 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $43,350.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.