21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON

$749,999
MLS#:X11946719
3 beds
3 baths
1400-1599 sqft
6.0 parking
Residential Condo & Other
21 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0
⚠️

Property no longer active

This property was sold on August 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $749,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Unbelievable price for this end-unit townhouse bungalow, complete with double garage, located in the sought after community of Orchard Lane in the heart of Virgil. Once you step into this open concept unit complete with hardwood floors, vaulted ceilings, main floor laundry you are sure to be delighted. The sun filled kitchen is perfect for entertaining with ample cupboard space and a large island which flows directly into the dining room and living room which features a relaxing gas fireplace. Off the living area is a huge deck with retractable awning. The master retreat features large windows, walk-in closet and an oversized 3 piece ensuite. 2 more bedrooms and a 3 piece bathroom complete the main level. The fully finished basement showcases an expansive recreation room, 4th bedroom and another 3 piece bathroom. There is also a huge unfinished storage area. Close to restaurants & wineries & all your shopping needs. Enjoy maintenance free living in this luxury townhouse conveniently located close to all that Niagara-on-the-Lake has to offer. Some rooms have been virtually staged. **EXTRAS** Updates include: deck (2023), fences (2022) , roof (2018), central air (2014). Offers are welcome anytime with 24 hour irrevocable.

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Property Summary

This townhouse located at 21 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 553 days. This property is listed at $749,999 with an estimated mortgage of $2,496* per month. It has 3 beds, 3 bathrooms, and is 1400-1599 square feet. 21 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1400-1599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateAugust 29, 2025
Sold price information is available to members only
Listed Date1/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished, Full
CountyNiagara
Annual Tax$4,384.69

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Cul de Sac/Dead End
  • Clear View

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON

Q.What is the asking price for 21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON ?

The current listing price for 21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $749,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1400-1599 sqft.

Q.What property type and architectural style is 21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON ?

21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON is a Condo Townhouse (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON offer?

Key property features include: Cul de Sac/Dead End, Clear View.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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21 Loretta Drive, Unit 12, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$225,000 (30.0%)
* Minimum Canadian down payment required for this price is $50,000.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,999 over 30 years.
Purchase Price$749,999
Loan Amount$524,999
Provincial Land Transfer Tax:$11,475
Total Estimated Closing Taxes:$11,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $749,999 in Niagara-on-the-Lake, the legal minimum down payment is $50,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,475.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.