Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stucco (plaster) and wood construction, this residence presents an exceptional opportunity offered at $1,999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Nestled in the heart of Old Town Niagara-on-the-Lake, this stunning heritage home offers a rare blend of historic charm and thoughtful modern updates. Featuring 3 bedrooms, 2 bathrooms, original hardwood floors, five fireplaces, and elegant living spaces, the home is designed for both comfort and entertaining. Expansive bifold doors open completely to create a seamless indoor-outdoor experience, connecting the home to beautifully landscaped gardens and a private backyard retreat featuring a built-in natural gas fireplace and BBQ. A detached coach house provides additional space for guests, a studio, or home office. Enjoy an unmatched walkable lifestyle just steps to Queen Street's boutiques, cafés, restaurants, wineries, the Shaw Festival, Canada's oldest golf course, and scenic lakefront dining. A truly exceptional Niagara-on-the-Lake offering.
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Data-driven valuation for 235 Simcoe Street, Niagara-on-the-Lake, ON L0S 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,999,900 in Niagara-on-the-Lake, the legal minimum down payment is $399,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $36,473 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $36,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.