235 Victoria Street, Niagara-on-the-Lake, ON

$825,000
MLS#:X12059638
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
235 Victoria Street, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on May 26, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium aluminum siding and wood construction, this residence presents an exceptional opportunity offered at $825,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 37 x 104 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Other
  • Efficient forced air heating via gas

Description

TOP DOWNTOWN LOCATION IN OLD-TOWN NIAGARA-ON-THE-LAKE! Charming Heritage Cottage in Prime Downtown! Welcome to "The Cobblers Cottage" (circa 1812) featuring a delightful 2 storey heritage home in the heart of the Heritage District, just steps from Queen Street! This home features the original floors. This 2 bed, 2 bathroom home offers a large living room and kitchen area. This rare investment opportunity offers endless potential, with roof improvements in the last five years and some windows recently replaced. Enjoy the best of downtown living with shopping, theatres, and top-rated restaurants right at your doorstep. The perfect home to renovate and a great investment opportunity! With on-site parking and the possibility of heritage grants, this property is a fantastic opportunity for investors or those looking to own a piece of history.

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Property Summary

This detached home located at 235 Victoria Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 490 days. This property is listed at $825,000 with an estimated mortgage of $2,746* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 235 Victoria Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 26, 2025
Sold price information is available to members only
Listed Date4/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Wood
BasementCrawl Space
Lot Size37 × 104 Feet
CountyNiagara
Annual Tax$4,800
Legal DescriptionPT LT 100 TP PL 86 NIAGARA AS IN RO636469; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 235 Victoria Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 235 Victoria Street, Niagara-on-the-Lake, ON ?

The current listing price for 235 Victoria Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $825,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 235 Victoria Street, Niagara-on-the-Lake, ON ?

235 Victoria Street, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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235 Victoria Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 235 Victoria Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$247,500 (30.0%)
* Minimum Canadian down payment required for this price is $57,500.
Amortization Period30 Years
Estimated Monthly Payment$2,746Based on a loan of $577,500 over 30 years.
Purchase Price$825,000
Loan Amount$577,500
Provincial Land Transfer Tax:$12,975
Total Estimated Closing Taxes:$12,975

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $825,000 in Niagara-on-the-Lake, the legal minimum down payment is $57,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,975 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,975.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.