26 Delater Street, Niagara-on-the-Lake, ON

$1,400,000
MLS#:X12820384
3 beds
3 baths
1500-2000 sqft
3.5 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,400,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60.47 x 55 ft lot
  • 3.5 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Come Home to your exquisite "Cot' tage" year round lifestyle home. No expense was spared in this custom built bungaloft that was lovingly detailed by the owners. Fall in love instantly with the look, style, location. Ambience and ease of living. The open concept living, dining and food prep areas have immense natural light and soaring cathedral ceilings accented by authenticate solid wood beams. Eat at the 6.8 x 3.5 island or use it for prepping food on the marble counter top. There is an abundance of perimeter counter space and cabinets. 5 appliances include a Fisher Paykel french door fridge, 4 burner gas stove, Electrolux dishwasher, microwave drawer and extra wine fridge. The living area has a custom gas fireplace adding the warming touch. Dining room table area allows for more formal gatherings. The spacious king bed size primary bedroom has a window seat alcove and an adjacent 5 pc bathroom with two sinks, jetted tub with glass enclosed shower, heated towel rack and floor and a very talented OVE toilet. The second bedroom is currently used as a den. A powder room finishes the main floor. Up the custom wood stairway you will find the loft...a quiet spot to read, dream and nap. The 3rd bedroom also has a king size bed and good closet space. Adjacent is the spacious 3 piece bathroom with large glass shower, heated towel rack and floor, a pretty vanity and another OVE toilet. The utility room with a stacked washer and dryer finishes this upper level. Need more space, then check out the finished loft area above the garage. Entertain in style on the very large back terrace that is hidden from view by a long wall of cedars. This is your chance to have it all but without all the upkeep and maintenance. Walk to your boat in the marina, or walk to the golf course, or walk to the lake and park, or walk to the Shaw, or walk to numerous restaurants and shops. You can have it all when living at 26 Delater NOTL.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 16, 2026
Sold price information is available to members only
Listed Date2/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionStone, Stucco (Plaster)
BasementNone
Lot Size60.47 × 55 Feet
CountyNiagara
Annual Tax$7,443.38
Legal DescriptionPCL 14-1 SEC M15; LT 14 PL M15 AS CONFIRMED BY PL 30BA1360, PLAN M15 IS NOT A PLAN OF SUBDIVISION WITHIN THE MEANING OF THE PLANNING ACT ; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces3.5
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Electric Car Charger, Golf, Lake/Pond, Marina, Park, Place Of Worship

Interior Features

Auto Garage Door Remote, Bar Fridge, Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Water Meter

Security Features

Alarm System, Smoke Detector

Community Features

Location

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26 Delater Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Delater Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$280,000 (20.0%)
* Minimum Canadian down payment required for this price is $280,000.
Amortization Period25 Years
Estimated Monthly Payment$6,674Based on a loan of $1,120,000 over 25 years.
Purchase Price$1,400,000
Loan Amount$1,120,000
Provincial Land Transfer Tax:$24,475
Total Estimated Closing Taxes:$24,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,400,000 in Niagara-on-the-Lake, the legal minimum down payment is $280,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,482,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.