26 Loretta Drive, Niagara-on-the-Lake, ON

$1,099,000
MLS#:X12040624
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
26 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
⚠️

Property no longer active

This property was sold on April 11, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55.77 x 114.83 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Wow! Check this out! Over 3,300 sqft finished space! Stunning renovation (2024). Large bungalow, all brick, double garage, sought after street lined with mature sugar maples - it's like moving into a almost new house, but in a mature subdivision. Approx. $200K spent on updates - see the "feature list" on the third photo. Loretta is a fabulous street, 5 minutes to the Old Town actually Virgil's closest street to the old town., 1 minute to groceries, cafes, and town conveniences, + a beautiful park for evening strolls. Close to wineries, theatre, and all that Niagara-on-the-Lake has to offer. This bungalow has over 1750 sqft plus over 1500 sqft finished on the lower level. Updates include new roof, premium windows ($30K), wide plank floors throughout main floor, feature glass wall to the lower level (10K), new bathroom, entire kitchen is new, stone countertops, tall white shaker cabinets, premium faucets, and under mount sink, 6 premium appliances . Main level completely painted; walls, trims, doors, ceiling, New Storm door, new sump pump and battery backup. Refurbished deck, high-end air purification system, UV filters, butler pantry with glass cabinet doors, professionally installed California shutters, and premium lighting throughout, so much more. Privacy with 14 ft tall emerald cedars. Top of the line oversized washer + dryer for blankets and rugs, , premium broadloom on stairs, and so much more. Full home inspection from well-known top inspector Pillar to Post available for review with fabulous results.

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Property Summary

This detached home located at 26 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 499 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 26 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 11, 2025
Sold price information is available to members only
Listed Date3/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size55.77 × 114.83 Feet
CountyNiagara
Annual Tax$6,084
Legal DescriptionLOT 67, PLAN 30M304 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Park
  • Rec./Commun.Centre

Interior Features

  • Auto Garage Door Remote
  • Central Vacuum
  • In-Law Capability
  • Sump Pump
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 26 Loretta Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 26 Loretta Drive, Niagara-on-the-Lake, ON ?

The current listing price for 26 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 26 Loretta Drive, Niagara-on-the-Lake, ON ?

26 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 26 Loretta Drive, Niagara-on-the-Lake, ON offer?

Key property features include: Golf, Park, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Central Vacuum, In-Law Capability, Sump Pump, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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26 Loretta Drive, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,099,000 in Niagara-on-the-Lake, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.