
This property was sold on April 11, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Wow! Check this out! Over 3,300 sqft finished space! Stunning renovation (2024). Large bungalow, all brick, double garage, sought after street lined with mature sugar maples - it's like moving into a almost new house, but in a mature subdivision. Approx. $200K spent on updates - see the "feature list" on the third photo. Loretta is a fabulous street, 5 minutes to the Old Town actually Virgil's closest street to the old town., 1 minute to groceries, cafes, and town conveniences, + a beautiful park for evening strolls. Close to wineries, theatre, and all that Niagara-on-the-Lake has to offer. This bungalow has over 1750 sqft plus over 1500 sqft finished on the lower level. Updates include new roof, premium windows ($30K), wide plank floors throughout main floor, feature glass wall to the lower level (10K), new bathroom, entire kitchen is new, stone countertops, tall white shaker cabinets, premium faucets, and under mount sink, 6 premium appliances . Main level completely painted; walls, trims, doors, ceiling, New Storm door, new sump pump and battery backup. Refurbished deck, high-end air purification system, UV filters, butler pantry with glass cabinet doors, professionally installed California shutters, and premium lighting throughout, so much more. Privacy with 14 ft tall emerald cedars. Top of the line oversized washer + dryer for blankets and rugs, , premium broadloom on stairs, and so much more. Full home inspection from well-known top inspector Pillar to Post available for review with fabulous results.
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This detached home located at 26 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 499 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 26 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.
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The current listing price for 26 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $1,099,000.
This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.
26 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished basement.
Key property features include: Golf, Park, Rec./Commun.Centre.
Interior highlights include: Auto Garage Door Remote, Central Vacuum, In-Law Capability, Sump Pump, Water Heater.
Yes, this property offers parking space for 4.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 26 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,099,000 in Niagara-on-the-Lake, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.