27 Oak Drive, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stucco (plaster) and other construction, this residence presents an exceptional opportunity offered at $899,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 4 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 83.99 x 158.55 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Built-In Oven, In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to a truly special home in one of Niagara-on-the-Lake's most desirable locations. Set on a jumbo, uniquely shaped lot directly across from a park and just a short stroll to the waterfront, you'll enjoy evening walks to the water's edge to take in some of the most breathtaking sunsets Niagara has to offer.From the moment you arrive, the home's stunning curb appeal makes a lasting impression. The beautifully landscaped grounds and private garden create a charming European-inspired atmosphere that feels both peaceful and timeless. Perfectly positioned on its expansive lot, this property offers a rare combination of privacy, character, and location.Inside, you'll find a home that has been lovingly maintained by its original owner since the day it was built. Quality craftsmanship and thoughtful updates completed over the years provide a solid foundation while still offering the opportunity to customize and modernize to suit your own vision and lifestyle.Additional features include a large garage and a separate entrance to the lower level, creating exciting potential for an in-law suite or multigenerational living arrangement. Whether you're looking for a forever home, a retirement retreat, or a property with room to grow, this is a rare opportunity to make something truly special your own.Homes that combine this level of pride of ownership, a jumbo, uniquely shaped lot, beautiful gardens, and an unbeatable Niagara-on-the-Lake location are few and far between.
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Pricing & Value Insights
Data-driven valuation for 27 Oak Drive, Niagara-on-the-Lake, ON L0S 1J0
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $899,500 in Niagara-on-the-Lake, the legal minimum down payment is $64,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,465 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,465.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.