29 Dumfries Street, Niagara-on-the-Lake, ON

$629,000
MLS#:X13069754
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 106 - Queenston. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $629,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 60 x 60 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Meter
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via gas

Description

Nestled at the base of the Escarpment, the quaint village of Queenston is one of the most beautiful locations on the peninsula. Founded in the late 1780s, Queenston features historic charm and picturesque streetscapes. Tucked away in a quiet area of Niagara-on-the-Lake, it is just a short drive from amenities, shopping, and schools while still providing the serene tranquillity of nearby parks, the Niagara River, the Escarpment, and various cycling trails. 29 Dumfries is a beautifully appointed, fully fenced (2022) 2-bedroom cottage located on a lovely tree-lined street, just a stone's throw from the Niagara River. With its board-and-batten exterior, mature perennials, unique tree varietals, decks for entertaining, and a hot tub, this home offers an inviting atmosphere. Inside, you'll find a neutral palette, upgraded flooring throughout, abundant natural light, and charming exposed custom stonework. Additional features include some upgraded electrical (2022), a new roof (2021), new appliances, and a custom hand-glazed tile backsplash and wood countertops in a sleek herringbone design. (2022). The cottage also boasts a newly renovated bathroom with custom tile floor (2023), new interior doors, baseboards, and trim, 100 amp panel, updated interior and exterior outlets and a Napoleon gas fireplace (2022) This charming cottage has operated as a short-term rental under previous ownership, Buyer to satisfy compliance. This sweet little cottage is ideal for a small family or a retired couple looking to downsize, or a little weekend oasis for the gardening enthusiast. It is a truly turnkey bungalow, offering a compact layout, tidy curb appeal, and the convenience of main-floor living on a great lot in the heart of Queenston. Flanked by historic homes, the Niagara River and the Niagara Escarpment this little gem offers one of the very nicest locations in all of Niagara.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten
BasementNone
Lot Size60 × 60 Feet
CountyNiagara
Annual Tax$3,356.21
Legal DescriptionPT LT 87 CP PL 1 NIAGARA AS IN RO721809; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Fenced Yard, Park, Place Of Worship, River/Stream, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Water Meter

Security Features

Community Features

Location

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29 Dumfries Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 29 Dumfries Street, Niagara-on-the-Lake, ON L0S 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$37,900 (6.0%)
* Minimum Canadian down payment required for this price is $37,900.
Amortization Period25 Years
Estimated Monthly Payment$3,522Based on a loan of $591,100 over 25 years.
Purchase Price$629,000
Loan Amount$591,100
Provincial Land Transfer Tax:$9,055
Total Estimated Closing Taxes:$9,055

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $629,000 in Niagara-on-the-Lake, the legal minimum down payment is $37,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,055 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,055.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,469,228

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.