305 Centre Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $1,198,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 70 x 140 ft lot
- Features a finished, other basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Centrally-located in the heart of Old Town Niagara-on-the-Lake, the Cellar House presents a comfortable mid-century modern living space. This side split house with garage sits on a generous and well-kept 70'x140' lot. Spanning 4 fully-finished floors, this three-bedroom two-bathroom home is move-in ready and presents an opportunity for future expansion under the Town's heritage bylaws. The property also includes a short-term rental permit - no longer being issued - making it a smart investment for the savvy buyer that may not be looking to move right away. Inside, the house features bright and thoughtfully-designed living spaces, including a well-preserved kitchen with cherry wood cabinetry and three spacious queen bedrooms. Outside, the home features an expansive private yard with a stone pad, 7-person hot tub, and gas fireplace. A short walk to the golf course, main Queen street strip, shops, restaurants, and wineries makes the Cellar House ideal for full-time living, a weekend retreat, or revenue-generating income property. Don't miss your opportunity to own your piece of this historic Canadian town.
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Property Summary
This detached home located at 305 Centre Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 184 days. This property is listed at $1,198,000 with an estimated mortgage of $3,988* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 305 Centre Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Golf
- Lake/Pond
- Park
- Place Of Worship
- Public Transit
- School
Interior Features
- Other
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 305 Centre Street, Niagara-on-the-Lake, ON
Q.What is the asking price for 305 Centre Street, Niagara-on-the-Lake, ON ?
The current listing price for 305 Centre Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,198,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 305 Centre Street, Niagara-on-the-Lake, ON ?
305 Centre Street, Niagara-on-the-Lake, ON is a Detached (Sidesplit 4) featuring a Finished, Other basement.
Q.What key property features does 305 Centre Street, Niagara-on-the-Lake, ON offer?
Key property features include: Golf, Lake/Pond, Park, Place Of Worship, Public Transit, School.
Q.What interior features are included in this home?
Interior highlights include: Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 5.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,198,000 in Niagara-on-the-Lake, the legal minimum down payment is $239,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,435 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,435.
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101 - Town, Niagara-on-the-Lake Neighborhood Guide
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.