326 Concession 3 Road, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 37.83 x 105.02 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This one-of-a-kind home offers breathtaking views and a rare opportunity to live in the heart of Niagara-on-the-Lake, known for its wineries, dining, and scenic trails. With over 2,500 sq ft above grade, it's ideal for those wanting close proximity to golf courses and recreation while enjoying a high-quality lifestyle.The main floor features a bright, open layout from the moment you enter through double front doors. High-end finishes like vintage oak hardwood and porcelain tile run throughout. The living room offers a gas fireplace and coffered ceilings, while the dining area provides ample space for hosting. The kitchen is the centerpiece, featuring quartz countertops, a large island with breakfast bar, ample cabinetry, stainless steel appliances, and direct access to a private backyard.A standout feature is the second-floor family room with double patio doors leading to a covered balcony with glass railings, perfect for taking in vineyard and Escarpment views. The primary suite includes a sitting area, two closets, and a 5-piece ensuite with soaking tub and glass shower. Two additional bedrooms share a full bath, plus an open flex space ideal for a home office. All bedrooms feature cozy Berber carpet.The basement offers excellent potential, nearly finished with drywall, insulation, wiring, and lighting, plus a second gas fireplace. With a separate entrance through the garage, it's well-suited for an in-law suite or guest space with finishing touches. Additional features include a double-car garage, two-car driveway, main floor laundry, and updated window coverings. A fantastic opportunity in a sought-after vineyard community.
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Pricing & Value Insights
Data-driven valuation for 326 Concession 3 Road, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $995,000 in Niagara-on-the-Lake, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.