330 Gate Street, Niagara-on-the-Lake, ON

$2,450,000
MLS#:X12972490
6 beds
5 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $2,450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 60 x 213.4 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Situated in one of Niagara-on-the-Lakes most desirable neighbourhoods, this stunning 5+1 bedroom home is a true masterpiece, designed to offer the epitome of luxury living. Set on a generously sized lot just three blocks from the charming historic town centre, this residence provides the rare combination of privacy and unparalleled convenience. Imagine strolling to world-class restaurants, boutique shopping, and all the cultural treasures that make this town so unique.Every inch of this home has been thoughtfully designed and carefully upgraded. The main level showcases beautiful hardwood floors, providing a timeless elegance that flows seamlessly throughout. The upper level boasts 3 generously proportioned bedrooms, each with ensuite bathroom, offering a level of comfort and privacy rarely found in this coveted location. At the heart of the home, the open-plan living area offers an ideal setting for both entertaining and everyday life. A formal living room and dining room create a refined atmosphere, while the gourmet kitchen, equipped with top-of-the-line appliances, is a chefs dream. The adjacent family room, complete with a gas fireplace, provides a cozy space for relaxation and casual gatherings. The spacious primary suite is a true retreat, featuring its own gas fireplace anddirect access to an expansive deck, perfect for unwinding in style. To complete the main floor,an additional beautifully appointed bedroom suite ensures that family and guests enjoy privacyand comfort. The fully finished basement is a versatile space, tastefully designed to meet your needs, whether as a home office, entertainment area, or fitness room.The outdoor garden is a serene sanctuary, featuring a large deck and landscaped flower beds, perfect for enjoying the sunny days and evenings in this peaceful setting. This home is truly a rare find, offering an exceptional living experience in one of the most coveted locations in Niagara-on-the-Lake.

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Key Features

Bedrooms
6
Bathrooms
5
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Finished
Lot Size60 × 213.4 Feet
CountyNiagara
Annual Tax$9,485.32
Legal DescriptionPT LT 153-154, 187-188 TP PL 86 NIAGARA PT 1 30R5671; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Sump Pump

Security Features

Community Features

Location

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330 Gate Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 330 Gate Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$490,000 (20.0%)
* Minimum Canadian down payment required for this price is $490,000.
Amortization Period25 Years
Estimated Monthly Payment$11,680Based on a loan of $1,960,000 over 25 years.
Purchase Price$2,450,000
Loan Amount$1,960,000
Provincial Land Transfer Tax:$47,725
Total Estimated Closing Taxes:$47,725

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $2,450,000 in Niagara-on-the-Lake, the legal minimum down payment is $490,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $47,725 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $47,725.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,469,228

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.