348 CONCESSION 3 Road, Niagara-on-the-Lake, ON

$819,900
MLS#:X12694390
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
348 CONCESSION 3 Road, Niagara-on-the-Lake, ON L0S 1J1
⚠️

Property no longer active

This property was sold on February 25, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $819,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 37.99 x 105.02 ft lot
  • Features a finished, full, separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Air Exchanger, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Live in one unit, rent out the other, bring the in-laws, or open it all up and enjoy the space as one - this home truly offers flexibility for every stage of life. Tucked away on a quiet, peaceful street with no front neighbours and beautiful escarpment views, this charming raised bungalow offers the perfect balance of comfort, space, and family togetherness.Inside, the bright and open layout makes everyday living feel easy. The spacious eat-in kitchen flows seamlessly into the warm, cozy family room, making it a natural place to cook, connect, and unwind at the end of the day. Sliding doors lead to a gorgeous backyard complete with a patio and gazebo - ideal for summer BBQs, birthday celebrations, and slow Sunday mornings with coffee in hand.The main floor features two comfortable bedrooms and a freshly updated bathroom. Just a few steps up, the private primary suite provides a peaceful retreat for parents at the end of a long day.For families needing flexibility, the fully finished lower level (2023) is a standout feature. With its own separate entrance and kitchen, it's perfect for grandparents, adult children, guests, or anyone looking for a bit more independence while staying close.Located within walking distance to St. Davids Public School and surrounded by parks, vineyards, and that quiet country charm Niagara-on-the-Lake is known for, this home offers a lifestyle many families are searching for - room to grow, room to gather, and room to breathe. A true family-first home in one of Niagara-on-the-Lake's most welcoming communities.

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Property Summary

This detached home located at 348 CONCESSION 3 Road, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 204 days. This property is listed at $819,900 with an estimated mortgage of $2,729* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 348 CONCESSION 3 Road, Niagara-on-the-Lake is in the 105 - St. Davids neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 105 - St. Davids, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 105 - St. Davids, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 25, 2026
Sold price information is available to members only
Listed Date1/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Full, Separate Entrance, Walk-Up
Lot Size37.99 × 105.02 Feet
CountyNiagara
Annual Tax$5,653.31
Legal DescriptionLOT 208, PLAN 30M422 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NR412323 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NR412323 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Sump Pump
  • Air Exchanger
  • Central Vacuum
  • Auto Garage Door Remote
  • Accessory Apartment
  • Carpet Free
  • In-Law Suite
  • Guest Accommodations
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 348 CONCESSION 3 Road, Niagara-on-the-Lake, ON

Q.What is the asking price for 348 CONCESSION 3 Road, Niagara-on-the-Lake, ON ?

The current listing price for 348 CONCESSION 3 Road, Niagara-on-the-Lake, ON in 105 - St. Davids, Niagara-on-the-Lake is $819,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 348 CONCESSION 3 Road, Niagara-on-the-Lake, ON ?

348 CONCESSION 3 Road, Niagara-on-the-Lake, ON is a Detached (Bungalow-Raised) featuring a Finished, Full, Separate Entrance, Walk-Up basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Air Exchanger, Central Vacuum, Auto Garage Door Remote, Accessory Apartment, Carpet Free, In-Law Suite, Guest Accommodations, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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348 CONCESSION 3 Road, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 348 CONCESSION 3 Road, Niagara-on-the-Lake, ON L0S 1J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$245,970 (30.0%)
* Minimum Canadian down payment required for this price is $56,990.
Amortization Period30 Years
Estimated Monthly Payment$2,729Based on a loan of $573,930 over 30 years.
Purchase Price$819,900
Loan Amount$573,930
Provincial Land Transfer Tax:$12,873
Total Estimated Closing Taxes:$12,873

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $819,900 in Niagara-on-the-Lake, the legal minimum down payment is $56,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,873 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,873.

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105 - St. Davids, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 105 - St. Davids, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,514,522

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 105 - St. Davids, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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105 - St. Davids, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.