37 Kirkwood Drive, Niagara-on-the-Lake, ON

$895,000
MLS#:X13072568
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 46.59 x 95.96 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 37 Kirkwood Drive, a charming bungalow nestled in the private and highly coveted community of St. Andrews Glen in Old Town. This well-maintained home offers a blend of comfort and convenience, making it perfect for those looking to enjoy all that Niagara-on-the-Lake has to offer. As you approach the property, you'll be greeted by a covered front porch, surrounded by mature trees that provide a sense of tranquility and privacy. The property also features a detached 1-car garage, offering secure parking and additional storage space. Step inside to discover an inviting living space with a lovely gas fireplace, perfect for cozy evenings. The heart of the home is the eat-in kitchen, featuring a spacious island, tile backsplash, and some stainless steel appliances. The adjacent dining area, with a walkout to the back deck, is ideal for both casual meals and entertaining. French doors lead to a formal dining room, adding a touch of elegance to your dining experiences. The bright primary bedroom is a serene retreat, complete with a walk-in closet and a 4-piece ensuite, including a tub, shower, and access to the laundry area that accommodates a side-by-side washer and dryer. A second bedroom on the main floor offers comfort for guests or family members and is conveniently located next to a 3-piece bath. The basement is a versatile space, featuring a large rec room that can be adapted to suit your needs, whether it be a home gym, media room, or additional living space. Located close to Lake Ontario and the Niagara River, this home is surrounded by several parks, renowned restaurants, wineries, a community centre, golf courses, and more. Experience the best of Niagara-on-the-Lake living at 37 Kirkwood Drive. Don't miss this opportunity to make this beautiful bungalow your new home. Schedule a viewing today!

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size46.59 × 95.96 Feet
CountyNiagara
Annual Tax$5,517.97
Legal DescriptionLOT 18, PLAN 30M283; T/W NTP4974

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, Rec./Commun.Centre

Interior Features

Other

Security Features

Community Features

Location

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37 Kirkwood Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 37 Kirkwood Drive, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$64,500 (7.2%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period25 Years
Estimated Monthly Payment$4,949Based on a loan of $830,500 over 25 years.
Purchase Price$895,000
Loan Amount$830,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $895,000 in Niagara-on-the-Lake, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.