39 Loretta Drive, Niagara-on-the-Lake, ON

$874,900
MLS#:X12756518
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
39 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
⚠️

Property no longer active

This property was sold on February 23, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49.21 x 104.99 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Wheelchair Access
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning Brick Bungalow in Coveted Virgil, Niagara-on-the-Lake. Beautifully maintained 3-bedroom, 2-bathroom brick bungalow offering 1,464 sq. ft. of refined, low-maintenance living in the heart of Virgil, one of Niagara-on-the-Lake's most desirable communities. Quiet, welcoming, and just minutes to wineries, golf, restaurants, and everyday amenities. Featuring 9-ft ceilings, wide hallways, and a bright open-concept layout, the home is thoughtfully designed for comfort and accessibility. The kitchen offers granite countertops, island seating, ceramic flooring, and a patio door leading to a private backyard with expansive deck and canopy. The primary bedroom includes a refreshed 3-piece ensuite (2018), while two additional bedrooms feature luxury vinyl flooring (2023). The family room is filled with natural light and is ideal for entertaining or relaxing, featuring hardwood flooring and a gas fireplace. The partially finished basement (2025) adds a very spacious recreation room with electric fireplace, pot lights, luxury vinyl flooring, bathroom rough-in, and excellent storage. Additional features include main floor laundry, central vacuum, double car garage with inside entry, underground sprinkler system, and landscaped gardens. This home is a rare opportunity to own a turnkey bungalow in a prime Niagara location.

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Property Summary

This detached home located at 39 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 183 days. This property is listed at $874,900 with an estimated mortgage of $2,912* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 39 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 23, 2026
Sold price information is available to members only
Listed Date2/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size49.21 × 104.99 Feet
CountyNiagara
Annual Tax$5,220.19
Legal DescriptionLOT 107, PLAN 30M304, NIAGARA ON THE LAKE. S/T EASEMENT FOR ENTRY AS IN NR183001

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Marina
  • Park
  • School

Interior Features

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Wheelchair Access
  • Central Vacuum

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 39 Loretta Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 39 Loretta Drive, Niagara-on-the-Lake, ON ?

The current listing price for 39 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $874,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 39 Loretta Drive, Niagara-on-the-Lake, ON ?

39 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What key property features does 39 Loretta Drive, Niagara-on-the-Lake, ON offer?

Key property features include: Golf, Marina, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Primary Bedroom - Main Floor, Wheelchair Access, Central Vacuum.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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39 Loretta Drive, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 39 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$262,470 (30.0%)
* Minimum Canadian down payment required for this price is $62,490.
Amortization Period30 Years
Estimated Monthly Payment$2,912Based on a loan of $612,430 over 30 years.
Purchase Price$874,900
Loan Amount$612,430
Provincial Land Transfer Tax:$13,973
Total Estimated Closing Taxes:$13,973

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $874,900 in Niagara-on-the-Lake, the legal minimum down payment is $62,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,973 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,973.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.