41 Ricardo Street, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,195,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 41.87 x 179.79 ft lot
- Features a finished, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Brick & Beam, Primary Bedroom - Main Floor, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Historic Charm Meets Modern Potential: Rare Offering in Niagara-on-the-Lake. Set along prestigious Ricardo Street in the heart of Niagara-on-the-Lake's historic Old Town, this property offers the lifestyle so many dream of, just steps from the waterfront, marina, sailing club, Queens Royal Park, boutique shops, award-winning restaurants, theatres, and scenic riverfront trails. The existing 1930s bungalow is rich with character, showcasing exposed brickwork, wood beams, and large windows that flood the space with natural light and offer water views. These timeless architectural elements provide the perfect foundation to blend old-world charm with modern design, whether through thoughtful renovation or a custom rebuild. The home features an open-concept living and dining area, galley kitchen, cozy fireplace, main-floor bedroom, laundry, and a walkout lower level with separate entrance, ideal for guests, a home office, or private retreat. Two additional outbuildings, a detached garage and a studio/workshop, add flexibility for hobbies, storage, or creative space. Recent updates include a new furnace and A/C (2023) and a newer roof, allowing you to focus on reimagining the property to suit your vision. The rare lot stretches from Ricardo Street to Delater Street, offering exceptional space, privacy, and endless possibilities to expand, modernize, or rebuild while incorporating the character elements that make this home truly unique (buyer to verify development options). Niagara-on-the-Lake offers more than a home; it's a destination where historic charm meets modern living. Explore the potential today.
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Property Summary
This detached home located at 41 Ricardo Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 391 days. This property is listed at $1,195,000 with an estimated mortgage of $3,978* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 41 Ricardo Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.
- •2 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •700-1100 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Arts Centre
- Beach
- Golf
- Lake Access
- Marina
- Rec./Commun.Centre
Interior Features
- Brick & Beam
- Primary Bedroom - Main Floor
- Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 41 Ricardo Street, Niagara-on-the-Lake, ON
Q.What is the asking price for 41 Ricardo Street, Niagara-on-the-Lake, ON ?
The current listing price for 41 Ricardo Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,195,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
Q.What property type and architectural style is 41 Ricardo Street, Niagara-on-the-Lake, ON ?
41 Ricardo Street, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished, Finished with Walk-Out basement.
Q.What key property features does 41 Ricardo Street, Niagara-on-the-Lake, ON offer?
Key property features include: Arts Centre, Beach, Golf, Lake Access, Marina, Rec./Commun.Centre.
Q.What interior features are included in this home?
Interior highlights include: Brick & Beam, Primary Bedroom - Main Floor, Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,195,000 in Niagara-on-the-Lake, the legal minimum down payment is $239,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,375 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,375.
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101 - Town, Niagara-on-the-Lake Neighborhood Guide
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.