
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. & offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place. Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower).The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries, craft breweries & eateries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells "abundance" for what lies around the corner! Come to life in Virgil! You're moving up in every way!
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This detached home located at 42 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available for 19 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 42 Loretta Drive, Niagara-on-the-Lake is in the Virgil neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Virgil, Niagara-on-the-Lake.
First-time home buyers, professionals, or investors seeking value.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 2-bedroom detached at 42 Loretta Drive, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Niagara-on-the-Lake real estate listings, compare active Niagara-on-the-Lake houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,327*/month*. Estimated Ontario Land Transfer Tax: $10,455. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.
The current listing price for 42 Loretta Drive, Niagara-on-the-Lake, ON in Virgil, Niagara-on-the-Lake is $699,000.
This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
42 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Partially Finished basement.
Key property features include: Park, School Bus Route.
Interior highlights include: Central Vacuum, Auto Garage Door Remote, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Wheelchair Access.
Yes, this property offers parking space for 4.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
Request a live agent video tour or get 3D virtual walkthrough access for 42 Loretta Drive, Niagara-on-the-Lake, ON .
Virgil, Niagara-on-the-Lake
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $699,000 in Niagara-on-the-Lake, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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Niagara-on-the-Lake, ON

$549,000
Niagara-on-the-Lake, ON

$799,900
Niagara-on-the-Lake, ON
Comprehensive city-wide demographics, local real estate stats, and school rankings for Virgil, Niagara-on-the-Lake.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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