43 Loretta Drive, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on February 17, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick front and stone construction, this residence presents an exceptional opportunity offered at $897,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 49.21 x 104.99 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Central Vacuum, Guest Accommodations
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Set on a partially fenced lot and surrounded by mature low-maintenance landscaping, 43 Loretta Drive a 3 Bedroom, 3 Bath Bungalow may be the home which checks all your must have boxes. While away the hours, greet passers-by from the comfort of the veranda; greet visiting family and friends at the covered porch which opens to the reception hallway off which is the family room / study and beyond to the great for entertaining, open-plan principal living rooms where the well design step-saving kitchen with island overlooks the combination living / dining room. You will appreciate the attention to finishing detail, the cathedral ceiling, transom window, cozy gas fireplace with its custom surround, hardwood flooring, and the walkout to the two-tiered outdoor living room; two steps down to the back garden. The king-size principal suite offers his n her double wardrobes and a 5-piece ensuite with soaking tub, over-size shower and double vanity. Conveniently located off the hall is the powder room which is next to the practical laundry closet. An open stairway takes you to the fully finished lower level with the open-plan recreation / games room, in-home office, 3-piece bath, and two bedrooms; notice how the thirty-inch-deep widows provide an abundance of natural light. Next to the utility room is the cold-storage room (currently used for storage). There is inside access from the foyer to the double car garage while on the paved driveway, there is parking for up to 4 vehicles. Close to community services and amenities, located in the heart of a family-friendly neighborhood, your new home awaits,
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Property Summary
This detached home located at 43 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 301 days. This property is listed at $897,500 with an estimated mortgage of $2,987* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 43 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
- •3 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
- Park
Interior Features
- Auto Garage Door Remote
- Central Vacuum
- Guest Accommodations
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
Security Features
- Alarm System
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Frequently Asked Questions about 43 Loretta Drive, Niagara-on-the-Lake, ON
Q.What is the asking price for 43 Loretta Drive, Niagara-on-the-Lake, ON ?
The current listing price for 43 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $897,500.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 43 Loretta Drive, Niagara-on-the-Lake, ON ?
43 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished basement.
Q.What key property features does 43 Loretta Drive, Niagara-on-the-Lake, ON offer?
Key property features include: Fenced Yard, Park.
Q.What interior features are included in this home?
Interior highlights include: Auto Garage Door Remote, Central Vacuum, Guest Accommodations, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned.
Q.What security features are installed at 43 Loretta Drive, Niagara-on-the-Lake, ON ?
Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 43 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $897,500 in Niagara-on-the-Lake, the legal minimum down payment is $64,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,425 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,425.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.