445 LINE 2 Road, Niagara-on-the-Lake, ON

$1,090,000
MLS#:X13655184
4 beds
2 baths
2000-2500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,090,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 91 x 98 ft lot
  • Features a walk-out, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Solar Tube, Sump Pump, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Blending timeless charm with thoughtful modern updates, this beautifully maintained home offers the perfect balance of character and comfort. Steeped in local history, this property is the original Bradfield homestead, adding a unique sense of heritage and charm to an already exceptional home. A covered front porch overlooks the landscaped front gardens, creating a warm and inviting space to sit back and relax.Inside, the bright living and dining rooms are enhanced by large bay windows that fill the home with natural light. The well-appointed kitchen features quartz countertops, a spacious centre island with seating, abundant cabinetry, and generous prep space, making it ideal for both everyday living and entertaining. The main level also includes a cozy family room with a gas fireplace, a sunroom with a convenient laundry closet, and an updated three-piece bathroom. French doors open to a large deck overlooking the private backyard, seamlessly extending the living space outdoors.Upstairs, you'll find four comfortable bedrooms and an updated four-piece bathroom. The primary bedroom is a standout, featuring a cathedral ceiling and distinctive architectural details that add warmth and character.The unfinished basement offers excellent storage space and includes a convenient walk-up to the backyard, providing added functionality and future potential.Outside, the property is designed for both relaxation and entertaining, with a detached garage, ample driveway parking, a concrete patio, a spacious deck, a saltwater hot tub, large shed and mature landscaping that creates a private outdoor retreat.Ideally located in the heart of Niagara's Wine Country, this exceptional home is within walking distance of Crossroads Public School and just minutes from parks, wineries, shopping, and a full range of everyday amenities.

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Property Summary

This detached home located at 445 LINE 2 Road, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 0 days. This property is listed at $1,090,000 with an estimated mortgage of $3,628* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 445 LINE 2 Road, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionOther
BasementWalk-Out, Unfinished
Lot Size91 × 98 Feet
CountyNiagara
Annual Tax$4,453.76
Legal DescriptionLOT 2, PLAN 30M460 SUBJECT TO AN EASEMENT IN GROSS OVER PART 2, PLAN 30R15631 AS IN NR546041 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total10.0
Parking Space9
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • School

Interior Features

  • Solar Tube
  • Sump Pump
  • Central Vacuum

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 445 LINE 2 Road, Niagara-on-the-Lake, ON

Q.What is the asking price for 445 LINE 2 Road, Niagara-on-the-Lake, ON ?

The current listing price for 445 LINE 2 Road, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $1,090,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 445 LINE 2 Road, Niagara-on-the-Lake, ON ?

445 LINE 2 Road, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Walk-Out, Unfinished basement.

Q.What key property features does 445 LINE 2 Road, Niagara-on-the-Lake, ON offer?

Key property features include: School.

Q.What interior features are included in this home?

Interior highlights include: Solar Tube, Sump Pump, Central Vacuum.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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445 LINE 2 Road, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 445 LINE 2 Road, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$327,000 (30.0%)
* Minimum Canadian down payment required for this price is $218,000.
Amortization Period30 Years
Estimated Monthly Payment$3,628Based on a loan of $763,000 over 30 years.
Purchase Price$1,090,000
Loan Amount$763,000
Provincial Land Transfer Tax:$18,275
Total Estimated Closing Taxes:$18,275

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,090,000 in Niagara-on-the-Lake, the legal minimum down payment is $218,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,275 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,275.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.