45 Ricardo Street, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on April 17, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,169,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 25.5 x 179.77 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Brick & Beam, Carpet Free, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This charming two-storey century home is nestled in the heart of Niagara on the Lake, offering a blend of historical character and modern comfort. With a commanding seasonal view of the Niagara river, the home boasts three well appointed bedrooms and two baths. The exterior reflects timeless elegance, with a welcoming front porch and period architectural details. Step inside to find a spacious great room, featuring a stunning fireplace perfect for cosy evenings, and rustic exposed beams that add warmth and charm. Large windows fitted with California shutters flood the space with natural light while ensuring privacy. The heart of the home is the expansive kitchen, equipped with ample counter space, cabinetry, and a layout ideal for entertaining or family gathering. The large dining room boasts a comfortable seating area, and access to a balcony overlooking the back gardens and Niagara River. Upstairs, the master bedroom has a step down to a quiet, seating area and a walkout to a second balcony, providing a tranquil spot to enjoy river views, morning coffee, or evening sunsets. The large back garden is thoughtfully designed and impeccably maintained and also features a terrace, perfect for barbecuing and outdoor entertaining. From here, a charming set of descending stairs surrounded by ornamental shrubs and cascading plants, leads to a second driveway that connects to a separate street, enhancing both accessibility and privacy. The homes central location places it within walking distance of the town shops, restaurants, The Shaw Festival, the local beach and a short drive to many wineries. Making it an ideal choice for those who value convenience without sacrificing the serenity of this picturesque setting.
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Property Summary
This detached home located at 45 Ricardo Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 609 days. This property is listed at $1,169,000 with an estimated mortgage of $3,891* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 45 Ricardo Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Lake Access
- Marina
- River/Stream
- Library
- Golf
Interior Features
- Brick & Beam
- Carpet Free
- Water Heater
- On Demand Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 45 Ricardo Street, Niagara-on-the-Lake, ON
Q.What is the asking price for 45 Ricardo Street, Niagara-on-the-Lake, ON ?
The current listing price for 45 Ricardo Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,169,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 45 Ricardo Street, Niagara-on-the-Lake, ON ?
45 Ricardo Street, Niagara-on-the-Lake, ON is a Semi-Detached (2-Storey) featuring a Unfinished basement.
Q.What key property features does 45 Ricardo Street, Niagara-on-the-Lake, ON offer?
Key property features include: Beach, Lake Access, Marina, River/Stream, Library, Golf.
Q.What interior features are included in this home?
Interior highlights include: Brick & Beam, Carpet Free, Water Heater, On Demand Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 45 Ricardo Street, Niagara-on-the-Lake, ON L0S 1J0
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,169,000 in Niagara-on-the-Lake, the legal minimum down payment is $233,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,855 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,855.
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101 - Town, Niagara-on-the-Lake Neighborhood Guide
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.