494 Mississagua Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable investment located in the coveted neighborhood of 101 - Town. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 0 Bathrooms
- Premium 104.71 x 98.06 ft lot size
- equipped with yes central cooling and highly efficient gas forced air open heating
Description
Investment Property for Sale in highly desirable Niagara-on-the-Lake. Fully leased commercia land residential properties located on Mississagua Street at the corner of John Street just blocks away from the Historic Downtown Centre. There are two buildings on the 0.236 acre parcel, a two-unit commercial building and a detached two-bedroom single family home. Units are separately metered for hydro and gas. HVAC replaced in the front commercial unit in 2021 and the back unit in 2025. Roof replaced on the residential home in 2014. Parking available for approximately 12 vehicles in an open paved parking area. Rent roll available following the signing of a confidentiality agreement.
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Pricing & Value Insights
Data-driven valuation for 494 Mississagua Street, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,100,000 in Niagara-on-the-Lake, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.