5 Lower Canada Drive, Niagara-on-the-Lake, ON

$1,399,000
MLS#:X12882022
3 beds
3 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 64.63 x 131.33 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

APPROX 2879 TOTAL FINISHED SQ FT! 2+1+1 Bedroom & 3 bath - the 3rd bedroom has been changed into a large custom closet but can be changed back, plus lower level has a large complete bedroom and 3-pc ensuite. Extensive renovations & updates on both mechanical & aesthetics including 2 unique custom doors, each costing several thousand dollars. This captivating 2-Storey traditional home nestled in the historic embrace of Old Garrison Village Niagara-on-the-Lake. Just minutes to downtown area known for boutiques, fine dining, wineries & entertainment. As you enter the home, you will notice the uniquely designed front sunroom. As you enter through the foyer you will notice the seamlessly designed, highly functional floor plan. Open concept, spacious living rm, dining rm & kitchen boasting quartz countertops & large island perfect for entertaining. Main floor laundry rm w ample storage & easy access to the garage. Spacious family rm that boasts a gas fireplace & sliding glass doors leading to the backyard. The backyard is complete w a beautiful deck & pergola, flagstone patio, meticulously designed, no maintenance courtyard! (Turf bordered by pebble stone). 2 sheds, one used as an outdoor workshop with ample storage. The 2nd floor includes 2 spacious bedrooms (potential to convert the closet back to a bedroom) & Ensuite bath w his and hers sinks. The space is the epitome of comfort and luxury. The lower level has an abundance of extra space, 3-pc bath and an additional bedroom. Over 300k in upgrades and renovations! (See attached supplements). Don't miss the opportunity to own this gorgeous home!

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 30, 2026
Sold price information is available to members only
Listed Date3/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Full
Lot Size64.63 × 131.33 Feet
CountyNiagara
Annual Tax$6,181.25
Legal DescriptionPCL 7-1 SEC M65; LT 7 PL M65 TOWN OF NIAGARA-ON-TH

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Park, Rec./Commun.Centre, Library

Interior Features

Carpet Free, Water Heater

Security Features

Community Features

Location

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5 Lower Canada Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Lower Canada Drive, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$279,800 (20.0%)
* Minimum Canadian down payment required for this price is $279,800.
Amortization Period25 Years
Estimated Monthly Payment$6,670Based on a loan of $1,119,200 over 25 years.
Purchase Price$1,399,000
Loan Amount$1,119,200
Provincial Land Transfer Tax:$24,455
Total Estimated Closing Taxes:$24,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,399,000 in Niagara-on-the-Lake, the legal minimum down payment is $279,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,481,002

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.