5 Luther Avenue, Niagara-on-the-Lake, ON

$1,089,000
MLS#:X13796506
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 5 Luther Avenue Niagara-on-the-Lake ON listed at $1,089,000 (MLS# X13796506) - Main View
For Sale
Added:Sep 17, 2026(1 day ago)
Updated:Sep 17, 2026(1 day ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,089,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 54.83 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautifully reimagined from top to bottom, 5 Luther Avenue brings together thoughtful design, timelines finishes, and effortless comfort of a truly move-in ready home. With over 1600 square feet of beautifully finished living space, this conscientious design plan delivers a fabulous layout. The interior features wide plank white oak flooring creating a seamless aesthetic throughout. On the main level, the expansive kitchen showcases marble backsplash, quartz countertops, a custom range hood, a Viking gas stove with pot filler, a coffee bar, and French doors to the front flagstone patio. A gas fireplace with marble surround and custom built-ins anchors the living room at the centre of the home. The dedicated dining room leads to the side yard ideal for entertaining; featuring an outdoor seating and dining area, a pergola, and hot tub offering retreat-style vibes. The main floor is complete with a bright office/den featuring a skylight, a spacious laundry room, and a 3-piece bathroom with a spa-like glass shower featuring river rock tile and cedar ceilings. The second floor offers three bedrooms and a spacious 4-piece bathroom with built-in storage. A glass stair railing and nickel-gap wood ceilings add distinctive architectural details upstairs. Statement lighting, curated paint tones and an idyllic location make this updated home the perfect offering. Just a short stroll from the shores of Lake Ontario and the shops, restaurants, and amenities of picturesque Queen Street in Old Town Niagara-on-the-Lake, 5 Luther will appeal to the discerning Buyer seeking elevated design, meticulous presentation, and an entertainer's paradise.

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Property Summary

This detached home located at 5 Luther Avenue, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,089,000 with an estimated mortgage of $3,625* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 5 Luther Avenue, Niagara-on-the-Lake is in the Town neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,089,000
AddedSep 17, 2026 (1 day ago)
UpdatedSep 17, 2026 (1 day ago)
Last Checked13 minutes ago
Transaction TypeFor Sale
List Office NameBOSLEY REAL ESTATE LTD.,

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size50 Ă— 54.83 Feet
CountyNiagara
Annual Tax$4,350.28
Rental ItemsNone
Legal DescriptionLT 259 TP PL 73A NIAGARA TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Niagara-on-the-Lake Home Buyer Advisory & Market HubActive MLS® Listing in Niagara-on-the-Lake, Ontario

Looking to Buy a Home in Niagara-on-the-Lake?

If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 3-bedroom detached at 5 Luther Avenue, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Niagara-on-the-Lake Homes for Sale & MLS® Listings

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Dedicated Niagara-on-the-Lake Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Niagara-on-the-Lake Buyer Budget & Costs

Estimated mortgage: $3,625*/month*. Estimated Ontario Land Transfer Tax: $18,255. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Niagara-on-the-Lake

Frequently Asked Questions about 5 Luther Avenue, Niagara-on-the-Lake, ON

Q.What is the asking price for 5 Luther Avenue, Niagara-on-the-Lake, ON ?

The current listing price for 5 Luther Avenue, Niagara-on-the-Lake, ON in Town, Niagara-on-the-Lake is $1,089,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 5 Luther Avenue, Niagara-on-the-Lake, ON ?

5 Luther Avenue, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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5 Luther Avenue, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Town, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 5 Luther Avenue, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1,035,000 - $1,067,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$326,700 (30.0%)
* Minimum Canadian down payment required for this price is $217,800.
Amortization Period30 Years
Estimated Monthly Payment$3,625Based on a loan of $762,300 over 30 years.
Purchase Price$1,089,000
Loan Amount$762,300
Provincial Land Transfer Tax:$18,255
Total Estimated Closing Taxes:$18,255

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,089,000 in Niagara-on-the-Lake, the legal minimum down payment is $217,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,255 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,255.

Similar Listings in Town, Niagara-on-the-Lake

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Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town, Niagara-on-the-Lake.

Verified Local Data
City Population717,961
City Median Age40.1 Yrs
City Ownership72% Owners
Avg Area List Price$1,524,710

People & Families

Age Distribution

Household Composition

One-person households
22%
Families with children
48%
Couples without children
24%
Other households
6%

Top Ethnic Origins

Indian20%
Chinese10%
Canadian9%
English8%

Best Schools in Town, Niagara-on-the-Lake

Elementary Schools

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Secondary Schools

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Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied72%
Rented28%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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