50 James Street, Niagara-on-the-Lake, ON

$1,425,000
MLS#:X12986162
5 beds
5 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stucco (plaster) and brick construction, this residence presents an exceptional opportunity offered at $1,425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 71.41 x 127.71 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked away on a quiet cul-de-sac, just a short stroll from the Historic Commons and downtown, this exceptional custom-built Lifestyle Homes residence offers refined living in a truly private setting. Built with the highest quality materials and thoughtful design throughout, this impressive two-storey home features 5 bedrooms and 4 bathrooms, ideal for both everyday living and entertaining.A stamped concrete driveway and patio lead to a large, private side garden, complete with a multi-zoned irrigation system, hot tub, and gazebo-perfect for relaxing or hosting outdoor gatherings. Backing onto a wooded area, the property offers an uncommon level of privacy rarely found so close to town.Inside, a dramatic Great Room with fireplace sets the tone for the home's open and airy feel, complemented by gleaming hardwood floors throughout. The well-appointed galley-style kitchen features granite countertops, high-end appliances, and a bright eat-in area, seamlessly connecting to the inviting family room with a second fireplace and large windows that flood the space with natural light.The main-floor primary suite is a private retreat, offering vaulted ceilings, large windows, a walk-in closet, and a spa-inspired ensuite with air tub. Upstairs, two additional bedroom suites with fireplaces provide comfort and privacy for family or guests.The fully finished lower level extends the living space with two more bedrooms and a recreation room, ideal for guests, hobbies, or a home gym. A double car garage completes this outstanding property.A rare opportunity to enjoy custom craftsmanship, privacy, and walkability-this home delivers an exceptional lifestyle in one of the area's most desirable locations.

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Key Features

Bedrooms
5
Bathrooms
5
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 29, 2026
Sold price information is available to members only
Listed Date4/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Brick
BasementFull, Finished
Lot Size71.41 × 127.71 Feet
CountyNiagara
Annual Tax$9,866
Legal DescriptionLot 15, PLAN 30M254, NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Golf, Library, Park, Rec./Commun.Centre, Wooded/Treed

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

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50 James Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 50 James Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$285,000 (20.0%)
* Minimum Canadian down payment required for this price is $285,000.
Amortization Period25 Years
Estimated Monthly Payment$6,793Based on a loan of $1,140,000 over 25 years.
Purchase Price$1,425,000
Loan Amount$1,140,000
Provincial Land Transfer Tax:$24,975
Total Estimated Closing Taxes:$24,975

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,425,000 in Niagara-on-the-Lake, the legal minimum down payment is $285,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,975 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,033

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.