535 Charlotte Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium other and wood construction, this residence presents an exceptional opportunity offered at $1,950,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 5 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 75 x 175 ft lot
- Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 535 Charlotte Street in beautiful Niagara-on-the-Lake - one of the most stunning homes to hit the market in this iconic town. Custom built in 1996 and thoughtfully designed to look as though it has been part of the town for generations, this remarkable home blends timeless character with exceptional craftsmanship. Featuring a magazine-worthy backyard with a spectacular back deck that spans nearly the entire width of the home, recently rebuilt and perfectly designed for entertaining as many weekend guests as you'd like, this property is truly something special.You do not want to miss this one! Located on a charming street just moments from "Old Town" Niagara-on-the-Lake - known for its beautiful architecture, boutique shops, restaurants, wineries, and incredible lifestyle - this exceptional property offers complete privacy, breathtaking curb appeal, and spectacular gardens just steps from the Niagara River.From the moment you arrive, the character and charm are undeniable. Even the front door was carefully hand-selected and is over 100 years old, setting the tone for the warmth and personality found throughout the home.Inside, you'll find over 3,000 square feet of beautifully designed living space plus a finished basement, multiple fireplaces, a gorgeous updated kitchen, and an incredible dining room stretching across the back of the home with several French doors leading out to the Muskoka-like backyard retreat.The large garage offers full drive-through access to the rear yard - a rare and incredibly practical feature. Upstairs, the charm continues with spacious bedrooms, each complete with its own private bathroom.All of this within walking distance to some of the best wineries in Niagara-on-the-Lake.This truly is a rare opportunity to own an unforgettable home in one of Canada's most sought-after towns.
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Pricing & Value Insights
Data-driven valuation for 535 Charlotte Street, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,950,000 in Niagara-on-the-Lake, the legal minimum down payment is $390,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $35,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $35,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.