575 Simcoe Street, Niagara-on-the-Lake, ON

$774,500
MLS#:X12720850
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $774,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 30 x 76.96 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Copperfield Estates in old town Niagara-on-the-Lake. This freehold townhome offers the best of both worlds. While it is a freehold site, there are subdivision control provisions to maintain the integrity of the streetscape, along with lawn care and snow removal ($299/month) taken care of for you. Townhome #5 has a versatile layout of over 2,000 sq.ft. of finished living space, with a bedroom and full bathroom on each level. The main floor includes an entrance hall, breakfast nook, kitchen with ample cabinetry, and an open dining and living area complete with gas fireplace and garden doors to a spacious deck overlooking green space. At 30 feet wide, the floorplan allows for a den, or bedroom, tucked in the back corner. With wall-to-wall windows and built-in shelving, this is a great spot to enjoy a quiet evening. The den also has ensuite privilege to a full bathroom. The upper level is dedicated to the primary suite with a full ensuite bathroom, full walk-in closet, and a generous sized bedroom that will easily accommodate a king-sized bed and adjoining sitting area. The basement level is fully finished as well with a recroom or guest bedroom area, office, craft room, laundry, storage, and another full bathroom. Additional features include inside entry from the garage, an interlocked driveway, and guest parking. Steps to the Community Centre, Library, and Garrison Village Plaza currently expanding with a new Foodland grocery store, a luxury hotel and local shops. A 20-minute walk or short 4-minute drive brings you to the waterfront, historic Queen Street, restaurants, and Shaw Theatre, so you can enjoy everything NOTL is known for with ease. Be sure to check out the video tour!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 18, 2026
Sold price information is available to members only
Listed Date1/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionStone, Stucco (Plaster)
BasementFull, Finished
Lot Size30 × 76.96 Feet
CountyNiagara
Annual Tax$5,282
Legal DescriptionPT LT 377, 404 TP PL 86 NIAGARA PT 20 30R9228; T/W RO793862; T/W RO694462; S/T RO736787; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Arts Centre, Library

Interior Features

Auto Garage Door Remote, Central Vacuum

Security Features

Community Features

Virtual Tours

Location

Initializing map...
575 Simcoe Street, Niagara-on-the-Lake, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 575 Simcoe Street 5, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$52,450 (6.8%)
* Minimum Canadian down payment required for this price is $52,450.
Amortization Period25 Years
Estimated Monthly Payment$4,303Based on a loan of $722,050 over 25 years.
Purchase Price$774,500
Loan Amount$722,050
Provincial Land Transfer Tax:$11,965
Total Estimated Closing Taxes:$11,965

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $774,500 in Niagara-on-the-Lake, the legal minimum down payment is $52,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,965 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,965.

Nearby Listings

Distance:

No current listings found in Niagara-on-the-Lake.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,408,655

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.