575 Simcoe Street, Niagara-on-the-Lake, ON

$774,900
MLS#:X13058016
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $774,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 30 x 76.91 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

AMAZING LOCATION and rare opportunity to reside in one of the most coveted enclaves in "Old Town" Niagara-on-the-Lake, just a short stroll to boutique shops, charming bistros, the Shaw Festival Theatre, & the lake. This exceptional townhome is designed to impress, showcasing a dramatic open-concept layout with oversized windows & a walk-out that fills this home with natural light while offering beautiful views of the lushly landscaped grounds, expansive two-tier deck & yard. The stunning great room captivates with soaring vaulted ceilings, an impressive floor-to-ceiling fireplace, & custom built-ins that create both warmth & sophistication, and is open to the spacious dining room. Updated kitchen offers a large centre island, loads of cabinetry, Quartz countertops & stylish backsplash. Convenient main floor bedroom located next to a 3pc bath adds flexibility for multi-generational living (currently being used as an office). The upper level provides a beautifully appointed primary suite with a massive walk-in closet & luxurious 5-piece ensuite bath including quartz countertop. The laundry room is also on the 2nd level. The fully finished lower level features a huge recreation room, a 3rd bedroom with large closet, a 3 piece bath, plus a flex room which is currently being used for Storage. * Note - this locale is also just steps to the Community Centre & Library, and a short stroll to a new Foodland grocery store, hotel and the local shops of Garrison Village. ** View the video walkthrough for a more detailed look.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionStone, Stucco (Plaster)
BasementFinished, Full
Lot Size30 × 76.91 Feet
CountyNiagara
Annual Tax$5,478.13
Legal DescriptionPT LT 404 TP PL 86 NIAGARA PT 30,31,32, 33 30R9228; S/T RO796360A; T/W RO796360A; S/T RO736787; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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575 Simcoe Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 575 Simcoe Street 12, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$52,490 (6.8%)
* Minimum Canadian down payment required for this price is $52,490.
Amortization Period25 Years
Estimated Monthly Payment$4,305Based on a loan of $722,410 over 25 years.
Purchase Price$774,900
Loan Amount$722,410
Provincial Land Transfer Tax:$11,973
Total Estimated Closing Taxes:$11,973

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $774,900 in Niagara-on-the-Lake, the legal minimum down payment is $52,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,973 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,973.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.