605 Simcoe Street, Niagara-on-the-Lake, ON

$1,319,000
MLS#:X12247097
5 beds
5 baths
2500-3000 sqft
4.0 parking
Residential Freehold
605 Simcoe Street, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on January 29, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,319,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 53.65 x 148.8 ft lot
  • Features a finished, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This smartly designed spacious 4 bedroom home is found on a tree lined street in an quiet established area of the old town of Niagara on the Lake. Its within walking distance to the main street, library, vibrant community centre, café and a nursery school. On the main floor an elegant living room and formal dining room are to the left of the main foyer. The open plan Elmwood kitchen with centre island and dinette area has access to a covered deck overlooking an oversize private fenced yard. A comfortable family room with gas fireplace, 2pc powder room and a laundry area with indoor access to the double garage complete the main floor. The upper floor comprises of a primary suite with 5pc bathroom and walk in closet, an office and 3 more bedrooms sharing a family bathroom. An extra guest bedroom or recreational room and bathroom are found in the lower level. A huge bonus is a lower level 2 bedroom/living room and kitchen apartment accessed by separate stairs to a private side entrance. The apartment is currently occupied by a tenant on a month to month basis. The versatile plan of this home provides a rare opportunity to accommodate the growing or extended family and a home business.

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Property Summary

This detached home located at 605 Simcoe Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 411 days. This property is listed at $1,319,000 with an estimated mortgage of $4,390* per month. It has 5 beds, 5 bathrooms, and is 2500-3000 square feet. 605 Simcoe Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 5 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 29, 2026
Sold price information is available to members only
Listed Date6/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished, Apartment
Lot Size53.65 × 148.8 Feet
CountyNiagara
Annual Tax$7,500
Legal DescriptionPCL 74-1 SEC 30M201; LT 74 PL 30M201 ; NIAGARA ON THE LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Suite

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 605 Simcoe Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 605 Simcoe Street, Niagara-on-the-Lake, ON ?

The current listing price for 605 Simcoe Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,319,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 5 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 605 Simcoe Street, Niagara-on-the-Lake, ON ?

605 Simcoe Street, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Finished, Apartment basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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605 Simcoe Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 605 Simcoe Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$395,700 (30.0%)
* Minimum Canadian down payment required for this price is $263,800.
Amortization Period30 Years
Estimated Monthly Payment$4,390Based on a loan of $923,300 over 30 years.
Purchase Price$1,319,000
Loan Amount$923,300
Provincial Land Transfer Tax:$22,855
Total Estimated Closing Taxes:$22,855

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,319,000 in Niagara-on-the-Lake, the legal minimum down payment is $263,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,855 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,855.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.