629 Penner Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 60 x 206.75 ft lot
- Features a finished, separate entrance, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
- 7.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 629 Penner Street, a charming, updated bungalow in the heart of Virgil - one of Niagara-on-the-Lake's most loved communities. This is not a large home - and that's exactly its appeal. It offers a right-sized, move-in-ready opportunity for the next chapter of life, where lifestyle, simplicity, and location matter more than excess space- all set on a rare 200-foot private lot. Inside, natural light, hardwood floors, and an open-concept layout make daily living easy. The renovated kitchen features quartz countertops, SS appliances, and a pantry, flowing seamlessly into the dining and living areas - ideal for relaxed evenings or entertaining. Two comfortable bedrooms and a fully renovated 3-piece bathroom complete the main level. The lower walkout adds meaningful versatility with additional bedroom space, a sitting area, a second 3-piece bath, and a kitchenette - well-suited for guests, extended family stays, or flexible use as needs evolve. The private 200-foot-deep lot is a standout feature, surrounded by mature trees and offering a peaceful backyard retreat complete with a hot tub and seamless indoor-outdoor connection rarely found in Niagara-on-the-Lake. Virgil offers everyday amenities, while Old Town, world-class wineries, award-winning dining, boutique shopping, farm markets, craft breweries and the Shaw Festival are just minutes away - all without peak-season congestion. Major updates provide peace of mind, including roofing (2024), furnace (2025), 200-amp electrical service (2023), A/C (2019), an owned hot water tank, and a garage currently used as a workshop with a 240V outlet offering EV potential. Additional features and improvements are detailed in the feature sheet. Ideal for downsizers, empty nesters, second-home buyers, or those seeking lifestyle-forward living in one of Niagara-on-the-Lake's most desirable communities, this thoughtfully updated bungalow offers the opportunity to enjoy less house, more life in a location that simply delivers.
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Golf, Park, School, Wooded/Treed, School Bus Route, Place Of Worship
Interior Features
Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Auto Garage Door Remote, Bar Fridge, Central Vacuum, Garburator, Upgraded Insulation, Water Heater Owned, Storage
Security Features
Carbon Monoxide Detectors, Smoke Detector
Community Features
Location
Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 629 Penner Street, Niagara-on-the-Lake, ON L0S 1T0
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $849,000 in Niagara-on-the-Lake, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.