
This property was sold on November 12, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Imagine waking up to morning dew drops glistening off the grapes in your backyard vista...yet you are steps to a community centre with library, gym , track, pickle ball and a leisurely walk to downtown historic Niagara-on-the-lake. This brick bungalow has been lovingly cared for by the current owners for 24 years, 2 bedrooms up, 2 down and 3 baths with workshop, office, finished basement with fireplace- a real family home. The eat-in kitchen is bright and updated and has 9' ceilings,a solatube for added brightness, a main floor laundry and a wonderful screened in porch for warm summer evenings and sunsets.The living room has a vaulted ceiling while the dining room has a tray ceiling and there is hardwood throughout. The lower level has larger windows and a gas fireplace for cozy winter nights. An office, workshop,and lots of storage rooms add to the bedrooms and 3 pc bath.The landscaping is mature and attractive.This would make a wonderful pallet to paint your future on...and priced to SELL!
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This detached home located at 641 SIMCOE Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 306 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 641 SIMCOE Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.
Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.
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The current listing price for 641 SIMCOE Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,199,000.
This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.
641 SIMCOE Street, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished basement.
Interior highlights include: Auto Garage Door Remote, Primary Bedroom - Main Floor.
Yes, this property offers parking space for 6.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 641 SIMCOE Street, Niagara-on-the-Lake, ON L0S 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,199,000 in Niagara-on-the-Lake, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.