670 CHARLOTTE STREET Street, Niagara-on-the-Lake, ON

$1,067,000
MLS#:X9407664
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium vinyl siding and other construction, this residence presents an exceptional opportunity offered at $1,067,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 139.88 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating

Description

This home is tastefully updated with new doors, windows, hardwood floors, quartz counters, HVAC and is absolutely move in ready! The main floor family room enjoys views of the gorgeous backyard and has a new gas fireplace to enjoy in the winter months. Three spacious bedrooms, a primary ensuite and additional 4 piece bathroom complete the upper level. The large family room/rec room on the lower level allows for a bright entertainment or office space with plenty of storage. The large laundry room is well lit, adjacent to a 3 piece bathroom, and houses the central vacuum. The backyard is your private oasis with established trees, gardens, a generous partially covered patio and two sheds. A very clean and spacious 2 car garage is a much sought feature. Charlotte Street is beautiful and offers easy access to downtown, wining, dining and recreation locations. This home has been meticulously cared for so a pleasure to show!

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Property Summary

This detached home located at 670 CHARLOTTE STREET Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 734 days. This property is listed at $1,067,000 with an estimated mortgage of $3,552* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 670 CHARLOTTE STREET Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date7/8/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionVinyl Siding, Other
BasementFinished, Full
Lot Size60 × 139.88 Feet
CountyNiagara
Annual Tax$5,372.52
Legal DescriptionPCL 60-1 SEC M83; LT 60 PL M83 ; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf

Interior Features

Water Heater Owned, Central Vacuum

Security Features

Community Features

Location

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670 CHARLOTTE STREET Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 670 CHARLOTTE STREET Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$320,100 (30.0%)
* Minimum Canadian down payment required for this price is $213,400.
Amortization Period30 Years
Estimated Monthly Payment$3,552Based on a loan of $746,900 over 30 years.
Purchase Price$1,067,000
Loan Amount$746,900
Provincial Land Transfer Tax:$17,815
Total Estimated Closing Taxes:$17,815

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,067,000 in Niagara-on-the-Lake, the legal minimum down payment is $213,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,815 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,815.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,408,655

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.