
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,180,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this exceptional custom raised BUNGALOW WITH GUEST COTTAGE in St. Davids, Niagara-on-the-Lake. Set on a rare 50 x 427 ft lot, this property offers the perfect blend of luxury finishes, flexible living, and a private natural setting with full municipal services.The 1,643 sq. ft. main floor features 3 spacious bedrooms and 2 full bathrooms, including a stunning primary retreat with a large walk-in closet, spa-inspired ensuite featuring double stone vanity, clawfoot tub, separate glass shower, and Juliette balcony. The chef's kitchen showcases ceiling-height cabinetry, stone countertops, abundant storage, oversized workspace, and a wet bar with wine fridge. Luxury wide-plank engineered hardwood flooring and premium finishes are found throughout. The lower level offers excellent potential with a framed and insulated future fourth bedroom waiting your final touches. A simple addition of a door at the top of the main floor stairs could create enhanced privacy, making the lower level ideal for future in-law or multi-generational living. A rare bonus is the detached guest cottage featuring a full kitchen with dishwasher, powder room, upper bedroom, and full bath-perfect for extended family, guests, or income potential.Exterior highlights include natural stone accents, paver stone driveway and walkway, parking for 4 vehicles plus an oversized insulated, lift-capable garage. Additional features include an owned Navien tankless water heater, central vacuum rough-in, sump pump w email notification, and fully fenced yards for both the main home and cottage. Beyond the rear fence enjoy your own private wooded retreat. Located within the highly rated St. Davids Public School catchment and just minutes to award-winning wineries, golf, shopping, fitness and tennis clubs, Niagara Falls, St. Catharines, Brock University, Niagara College, hospitals, the QEW, and the U.S. border. Experience peaceful country living with the convenience of city amenities nearby.
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This detached home located at 681 Warner Road, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 12 days. This property is listed at $1,180,000 with an estimated mortgage of $3,928* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 681 Warner Road, Niagara-on-the-Lake is in the 105 - St. Davids neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 105 - St. Davids, Niagara-on-the-Lake.
Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.
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The current listing price for 681 Warner Road, Niagara-on-the-Lake, ON in 105 - St. Davids, Niagara-on-the-Lake is $1,180,000.
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
681 Warner Road, Niagara-on-the-Lake, ON is a Detached (Bungalow-Raised) featuring a Unfinished, Full basement.
Key property features include: Fenced Yard.
Interior highlights include: Accessory Apartment, Auto Garage Door Remote, Bar Fridge, Guest Accommodations, In-Law Capability, In-Law Suite, On Demand Water Heater, Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump, Water Heater Owned.
Security features include: Alarm System.
Yes, this property offers parking space for 5.5 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 681 Warner Road, Niagara-on-the-Lake, ON L0S 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,180,000 in Niagara-on-the-Lake, the legal minimum down payment is $236,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,075 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,075.

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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.