7 Christopher Street, Niagara-on-the-Lake, ON

$1,899,000
MLS#:X12915098
4 beds
4 baths
2500-3000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium cedar construction, this residence presents an exceptional opportunity offered at $1,899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 54.97 x 217.36 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Not just any house. Not just any Street. For the discerning Buyer. 3+1 Bdrm, 4 Bth, 2700 + sqft Bungaloft with bonus finished basement on a spectacular private lot with inground pool, steps from the Commons and the shops of Old Town. Welcome to 7 Christopher Street where the curb appeal is just the start. Open the door and be absolutely delighted. This Cedar Shake home has been completely transformed into a show stopping sun filled space where oversized windows capture the lush greenery surrounding the home. The Sensational Kitchen with a massive island offers the very best in Appliances and cabinetry. Lighting is excellent through out. A large cut out allows for a wonderful open flow between rms where the Chef never needs to miss out in the conversation. The Dining Rm will host a table of 12 very easily. The 4 Season Sun Rm w/ heated floors and Skylights is the perfect space for plant lovers. The Wood Paneled Den w/ Fireplace is the coziest of spaces on a cold winter day. The Bright and Sunny Master Suite is very large and overlooks the pool, the dining deck, and delightful gardens. There are 3 very pretty Guest Bdrms. The professionally designed Exercise Rm with rubberized floor and a wall of mirrors offers plenty of space for your equipment. Main fl Laundry as you would expect. Main Fl Powder Rm does double duty as a change rm for the pool. And what a pool! Pretty Hibiscus design below the waterline, marks the deep and shallow ends. Custom curved concrete deck allows for multiple seating and sunning areas. If you are a Birder you will love this backyard, where Baltimore Orioles & Hummingbirds are frequent guests. 3 Garden Boxes, Cherry Trees, Red Bud, 30 ft Cedar hedge, Red Currents and space, beautiful space is yours to enjoy. This is a beautifully curated home offering a very comfortable lifestyle in any season. List of improvements, updates available upon request. Escape the City, sell the Cottage and enjoy 1 of NOTL's finest custom homes.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionCedar
BasementFinished, Full
Lot Size54.97 × 217.36 Feet
CountyNiagara
Annual Tax$9,277
Legal DescriptionPCL 7-1 SEC M100; LT 7 PL M100 ; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Wooded/Treed, River/Stream

Interior Features

Auto Garage Door Remote, Built-In Oven, Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned, Central Vacuum, Workbench

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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7 Christopher Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7 Christopher Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$379,800 (20.0%)
* Minimum Canadian down payment required for this price is $379,800.
Amortization Period25 Years
Estimated Monthly Payment$9,053Based on a loan of $1,519,200 over 25 years.
Purchase Price$1,899,000
Loan Amount$1,519,200
Provincial Land Transfer Tax:$34,455
Total Estimated Closing Taxes:$34,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,899,000 in Niagara-on-the-Lake, the legal minimum down payment is $379,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $34,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $34,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,476,371

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.