763 Charlotte Street, Niagara-on-the-Lake, ON

$1,059,000
MLS#:X12303781
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
763 Charlotte Street, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,059,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 69.05 x 150 ft lot
  • Features a finished, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Guest Accommodations, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 763 Charlotte where all boxes are ticked! Complete with a spectacular In-Law Suite, main floor renovation and work-out space, in-ground salt water pool and a fabulous Pool House, this stylish Bungalow offers location, lifestyle, excellent condition, and the opportunity to assist your monthly mortgage. Just a short walk to the Commons, Tennis Courts, Heritage Trail, and Old Town NOTL, the heart of this home features an open concept DR, LR and Kitchen with upgrades of new lighting, S/S Appliances including a gas stovetop, built-in oven and microwave, Quartz counter tops, and a redesigned sink location providing plenty of counter space. The Dining area is tastefully framed with Douglas Fir timber and provides access to the extended front porch, while the Living Rm has a high end feature wall of Custom Cabinetry, perfect for your Collectibles, stereo system and television. There are 3 good sized bedrooms and a beautifully renovated 4 Pc wshrm. A few steps off the kitchen leads to a wonderful surprise: the converted single car garage to a fully insulated heated gym, breezeway & a very handy workshop. The back door opens to a beautifully landscaped backyard featuring Interlocking patio space and walkway, an in-ground heated salt water pool w new circulation pump, sand filter and salt generator cell (2023), attractive pool house w lots of storage space, beautiful mature trees and gardens, and enough lawn for the kids, grandkids, dogs, guests, and even a badminton net! Side gate provides access for trailers, etc. The light filled basement is a great layout, ideal for an AirBnB, long-term rental, visiting Guests, or In -Law/ Nanny Suite. 1 Bdrm, updated 3 Pc wshrm, Living Rm with gas Fireplace, Dinette, Office Space, Updated Kitchen, and the Cold Room are separate from the shared Laundry Room. Access is through the Breezeway. Herringbone Interlock Double Car Driveway adds to the wonderful curb appeal this home offers. Upgrades are many & recent. It's time to move!

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Property Summary

This detached home located at 763 Charlotte Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 379 days. This property is listed at $1,059,000 with an estimated mortgage of $3,525* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 763 Charlotte Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 23, 2025
Sold price information is available to members only
Listed Date7/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Apartment
Lot Size69.05 × 150 Feet
CountyNiagara
Annual Tax$5,062.39
Legal DescriptionLT 117 RCP 692 NIAGARA TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Accessory Apartment
  • Guest Accommodations
  • In-Law Capability
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Workbench
  • Built-In Oven

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 763 Charlotte Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 763 Charlotte Street, Niagara-on-the-Lake, ON ?

The current listing price for 763 Charlotte Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $1,059,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 763 Charlotte Street, Niagara-on-the-Lake, ON ?

763 Charlotte Street, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished, Apartment basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Guest Accommodations, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Sump Pump, Workbench, Built-In Oven.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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763 Charlotte Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 763 Charlotte Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$317,700 (30.0%)
* Minimum Canadian down payment required for this price is $211,800.
Amortization Period30 Years
Estimated Monthly Payment$3,525Based on a loan of $741,300 over 30 years.
Purchase Price$1,059,000
Loan Amount$741,300
Provincial Land Transfer Tax:$17,655
Total Estimated Closing Taxes:$17,655

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,059,000 in Niagara-on-the-Lake, the legal minimum down payment is $211,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,655 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,655.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.