
This property was sold on January 30, 2026. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow vacant land condo located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Introducing this beautiful turnkey end unit townhome, nestled in a private setting in a friendly, well managed complex in Niagara on the Lake with low condo fees. Upon entering you will immediately notice the inviting bright open concept design, cozy fireplace, and vaulted ceilings. The thoughtfully modernized kitchen offers a comfortable gathering place thanks to the large custom island. Recent kitchen updates include new cabinet doors, drawer fronts, and hardware, pantry, granite counters, subway tile backsplash, undermount sink, under cabinet lighting and stainless-steel appliances. The many pots and pans drawers, corner cabinets and pantry add to the already ample kitchen storage. The large primary bedroom suite enjoys an ensuite with an updated vanity with a quartz countertop and his and hers sinks. The walk-in closet offers a laundry option while maintaining plenty of space thanks to the closet organizers. Completing the main level is an additional bedroom/den and the 4-piece main bath with a newer vanity and granite counter. The bright, fully finished lower level features an expansive recreational area, additional bedroom, third full bath, optional laundry, cold cellar and storage, a perfect retreat for guests or additional family. The front porch is surrounded by gardens adding to the curb appeal while the private rear yard boasts a gorgeous new back deck with a pergola and is surrounded by mature evergreens and well-tended grounds. The complexes' exclusive gates offer walking access to a grocer, banks, shops, restaurants, and Centennial Park. Located just minutes to world class wineries, Niagara Park trails, golf courses, and all the classic charm that Old Town has to offer. Other recent upgrades include new flooring on the main level, custom window coverings, furnace, air conditioning and a sump pump with battery backup and alarm. Nothing to do but enjoy, Welcome Home!
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This condo apartment located at 92 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 206 days. This property is listed at $874,900 with an estimated mortgage of $2,912* per month. It has 3 beds, 3 bathrooms, and is 1200-1399 square feet. 92 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.
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The current listing price for 92 Loretta Drive, Unit 18, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $874,900.
This property features 3 bedrooms and 3 bathrooms across approximately 1200-1399 sqft.
92 Loretta Drive, Unit 18, Niagara-on-the-Lake, ON is a Vacant Land Condo (Bungalow) featuring a Full, Finished basement.
Key property features include: Cul de Sac/Dead End, Park.
Interior highlights include: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Sump Pump, Water Softener.
Security features include: Alarm System.
Heating is provided via Gas and cooling via Central Air.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 92 Loretta Drive 18, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $874,900 in Niagara-on-the-Lake, the legal minimum down payment is $62,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,973 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.