
Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $865,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Incredible opportunity in Niagara-on-the-Lake. This all-brick back-split is just minutes from all amenities, downtown, local wineries, and the Shaw Festival Theatre. Situated on a generous 82 x 222 ft country lot, the home offers a double garage and parking for up to six vehicles. Enjoy outdoor living on a newer spacious front porch, perfect for your morning coffee or relaxing evening. The upper level features three bedrooms and a full bathroom. On the main floor, a bright eat-in kitchen offers plenty of counter space for preparing family meals, while the spacious living/dining room is filled with natural light from a large picture window. The lower level includes a self contained apartment with it's own entrance. Includes one bedroom, full bathroom, family room with fireplace, kitchen and storage - offering excellent potential for additional income or extended-family living. Enjoy the oversized private backyard, perfect for barbecues, entertaining, or simply enjoying the quiet spaces. Updates include the roof (2017), porch (2019), hot water heater (2020), furnace (2008) and A/C (2008). All appliances, window coverings and the shed are included. Ages are approximate for all updates.
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This detached home located at 985 East West Line, Niagara-on-the-Lake is currently for sale and has been available for 1 day. This property is listed at $865,000 with an estimated mortgage of $2,879* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 985 East West Line, Niagara-on-the-Lake is in the Virgil neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Virgil, Niagara-on-the-Lake.
Growing families needing multi-bedroom flexibility and space in Virgil, Niagara-on-the-Lake.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 4-bedroom detached at 985 East West Line, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Niagara-on-the-Lake real estate listings, compare active Niagara-on-the-Lake houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,879*/month*. Estimated Ontario Land Transfer Tax: $13,775. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.
The current listing price for 985 East West Line, Niagara-on-the-Lake, ON in Virgil, Niagara-on-the-Lake is $865,000.
This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
985 East West Line, Niagara-on-the-Lake, ON is a Detached (Backsplit 4) featuring a Finished, Full basement.
Interior highlights include: Sump Pump, In-Law Suite.
Yes, this property offers parking space for 8.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
Virgil, Niagara-on-the-Lake
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 985 East West Line, Niagara-on-the-Lake, ON L0S 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $865,000 in Niagara-on-the-Lake, the legal minimum down payment is $61,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,775 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,775.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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