99 Homestead Drive, Niagara-on-the-Lake, ON

$989,900
MLS#:X13659086
5 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $989,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 43.64 x 102.53 ft lot
  • Features a finished, separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Precisely crafted with stunning finishes, 99 Homestead Drive is ready to impress! Built in 2024, this bungalow is situated in the quaint community of Virgil and comes equipped with a full in-law suite featuring a separate entrance from the exterior of the home. This location puts you close to top schools, beautiful scenery and a variety of restaurants and wineries - making everyday life feel convenient and stress-free. Approaching the property, the striking curb appeal is undeniable. Complete with an exposed aggregate driveway and an attached garage - this gorgeous home has been carefully thought out and is truly move-in ready. From the moment you enter, take note of the fabulous layout that this home offers. Flowing seamlessly into the dining area and living room beyond, the kitchen is flawless and features a large island, quartz countertops and ample cabinetry. The living room invites relaxation with a cozy gas fireplace and provides direct access to the composite deck that overlooks the fully fenced yard. With an expansive patio beyond the deck, this property is ideal for entertaining. The primary bedroom is a serene retreat, complete with a beautiful, 3-piece ensuite and a walk-in closet that has been outfitted with a custom organizer. Two additional bedrooms on this level provide comfort and flexibility for family or guests, while thoughtful touches like main-floor laundry and automatic blinds truly make daily living effortless. As a true bonus, the bedroom at the front of the home comes equipped with a Murphy bed and built-in storage. Ideal for a multi-generational family looking to live under the same roof but with ample privacy, the basement of this home is bright, spacious and full of wow-factor. Featuring a second kitchen, living room, two oversized bedrooms, a 4-piece bathroom and its own laundry room, along with ample storage, this level is sure to be appealing to many. This is your time to make the move to Niagara-on-the-Lake - wine country is calling!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 99 Homestead Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 0 days. This property is listed at $989,900 with an estimated mortgage of $3,295* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 99 Homestead Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFinished, Separate Entrance, Full
Lot Size43.64 × 102.53 Feet
CountyNiagara
Annual Tax$5,967.21
Legal DescriptionLOT 20, PLAN 30M468 SUBJECT TO AN EASEMENT IN GROSS OVER PARTS 10 & 22 30R15997 AS IN NR625288 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Place Of Worship
  • Fenced Yard
  • Park
  • School

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater Owned

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 99 Homestead Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 99 Homestead Drive, Niagara-on-the-Lake, ON ?

The current listing price for 99 Homestead Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $989,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 99 Homestead Drive, Niagara-on-the-Lake, ON ?

99 Homestead Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance, Full basement.

Q.What key property features does 99 Homestead Drive, Niagara-on-the-Lake, ON offer?

Key property features include: Beach, Golf, Place Of Worship, Fenced Yard, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned.

Q.What security features are installed at 99 Homestead Drive, Niagara-on-the-Lake, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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99 Homestead Drive, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$296,970 (30.0%)
* Minimum Canadian down payment required for this price is $73,990.
Amortization Period30 Years
Estimated Monthly Payment$3,295Based on a loan of $692,930 over 30 years.
Purchase Price$989,900
Loan Amount$692,930
Provincial Land Transfer Tax:$16,273
Total Estimated Closing Taxes:$16,273

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $989,900 in Niagara-on-the-Lake, the legal minimum down payment is $73,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,273 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,273.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.